Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

81 Mark St , Destin, FL 32541
$1,650,000
Est. Payment: $9,116.01/mo
5 Bed
4 Bath
2874 Sqft
0.17 Acres
Status: Active | Days on site: 3
Get Pre-Qualified
EDR3 - TEDR34
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

Just a short stroll from the sugar-white sand and emerald waters of the Gulf of Mexico, this three-story Crystal Beach home brings together the features that make Destin living so appealing: generous accommodations, a private heated pool, detached guest quarters and the freedom of ownership without HOA dues. Offering 2,874 square feet with five bedrooms and four full baths, the fully furnished residence is equally suited to memorable beach escapes, extended stays and continued use as a vacation rental. The thoughtfully arranged floor plan provides ample room for family and guests across three levels. The main residence features four bedrooms and three baths, with open living, dining, and kitchen spaces that create a comfortable central gathering place. Gulf views add a distinctly coastal backdrop, while multiple levels let larger groups spread out without sacrificing connection. A detached guest house adds another dimension to the property, offering a private bedroom, full bath and kitchenette separate from the main residence. Ideal for extended family, guests or groups traveling together, this additional space provides privacy and flexibility that can be especially valuable in a vacation home. Outdoors, the private in-ground heated pool serves as the centerpiece of the home's leisure space. An open patio provides room to relax between trips to the beach, dine outdoors or spend an afternoon poolside. The expansive 50-by-150-foot homesite also offers four driveway parking spaces, providing convenient accommodations for owners and guests. Known to vacation guests as Coastal Fantasea, the property has established a strong presence on airBnB. Its location places the beach within an approximately three- to five-minute walk while Henderson Beach State Park, shopping, dining and entertainment are all conveniently nearby. Fully furnished and positioned for continued vacation rental use, the home offers an appealing opportunity for buyers seeking both personal enjoyment and investment potential. With five bedrooms, separate guest accommodations, a private heated pool, gulf views, no HOA dues and the beach just moments away, this Crystal Beach property captures the flexibility and ease of a well-appointed Destin coastal retreat.

Highlights

Listed by Vogel Group , 904-476-3191 Scenic Sotheby's International Realty , 850-231-6052. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.17

Year Built

2006

County

Okaloosa

Area

14 - Destin

Neighborhood

Crystal Beach

Listing ID

1011431

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Appliances:Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator, Smoke Detector, Stove/Oven Electric, Water Heater - Gas
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor Vinyl
Other:
  • ▪ Additional:Guest Quarters, Pantry

Exterior Features

Lot:Sidewalk,Within 1/2 Mile to Water
Lot Dimensions:50x150
Zoning:Resid Single Family
Others:
  • ▪ Additional:Patio Open
Sewer:Public Sewer
Principal Interest
$9,116
Taxes
$1,537

Home Price

$1,650,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$330,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$9,116.01

Principal

Taxes

Principal Taxes HOA Total
Monthly $9,116.01 $1,536.62 $0.00 $10,652.63
Yearly $109,392.15 $18,439.41 $0.00 $127,831.56
Total $3,281,764.44 $553,182.30 $0.00 $3,834,946.74

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

© 2026 Emerald Coast Multiple Listing Services