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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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80 Shirah St , Destin, FL 32541
$1,695,000
Est. Payment: $8,596.72/mo
5 Bed
6 Bath
3006 Sqft
Status: active | Days on site: 869
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

Positioned in the highly sought-after Crystal Beach neighborhood of Destin, this income-producing property offers strong rental potential and long-term value. Located just three lots from the beach and bordering Henderson Beach State Park, it provides a rare blend of proximity and privacy. Beach access is a 2-minute walk, with Destin Commons, dining, and entertainment just 5 minutes away by foot or golf cart. The property features a 4BR/4.5BA main home with Gulf views plus a guest cottage (1BR + bunk, full bath, kitchenette). Main-level suite and ground-level cottage offer no-stair access. Large 12x24 heated pool, no HOA, and strong rental projections. Offered at $1,695,000--an opportunity to acquire ahead of peak summer season and capture immediate income.
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Highlights

Listed by Bridgett L Hall-Cotton , 850-381-7443 and Wade Cotton , 334-208-7628 A List Beach Realty LLC , 404-259-8333. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.17

Year Built

2004

County

Okaloosa

Area

14 - Destin

 Neighborhood

Crystal Beach

Listing ID

941304

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:6
  • ▪ Full Bathrooms:5
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Smoke Detector, Stove/Oven Electric, Washer
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor Vinyl
Other:
  • ▪ Additional:Breakfast Bar, Kitchen Island, Lighting Recessed, Pantry, Woodwork Painted

Exterior Features

Lot:Within 1/2 Mile to Water
Lot Dimensions:50 X 150
Zoning:Resid Single Family
Others:
  • ▪ Additional:Rain Gutter, Balcony, Fenced Back Yard, Pool - Gunite Concrt, Shower, Patio Open, Porch Screened
Sewer:Public Sewer
Principal Interest
$8,597
Taxes
$1,512

Home Price

$1,695,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$339,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,596.72

Principal

Taxes

Principal Taxes HOA Total
Monthly $8,596.72 $1,512.08 $0.00 $10,108.80
Yearly $103,160.64 $18,145.00 $0.00 $121,305.64
Total $3,094,819.27 $544,350.00 $0.00 $3,639,169.27

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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