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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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77 Mark St , Destin, FL 32541
$1,940,000
Est. Payment: $9,839.31/mo
6 Bed
5 Bath
2678 Sqft
Status: active | Days on site: 182
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

YEAR TO DATE BOOKINGS AS OF JULY 21, 2026 $175,345.053 PRICED BELOW APPRAISAL Located in the highly desirable Crystal Beach community, this exceptional three-story coastal retreat offers a rare ''two homes in one'' configuration just under one block from Destin's renowned white-sand beaches. The property includes a golf cart, making beach access and cruising the neighborhood effortless and convenient. The main residence features 4 bedrooms, while a separate 2-bedroom carriage house provides additional privacy and flexibility, perfect for multi generation living, hosting guests, or maximizing rental income. Together the property comfortably accommodates up to 18 guests, making it perfectly suited for both personal enjoyment and strong short-term rental performance. Designed for coastal living & entertaining, the home offers multiple outdoor spaces including four private balconies, peek-a-boo Gulf views from the third level, and a fully fenced backyard with a heated pool & expansive deck. The thoughtfully designed interior spans three levels and features multiple en-suite bedrooms, a third-floor loft with kitchenette, and open-concept living, dining, and kitchen areas ideal for gathering. The carriage house includes two bedrooms, a full bathroom, walk-in closet, and kitchenette ,providing a private retreat for extended stays or guest accommodations. Additional highlights include ample parking and generous storage throughout. From an investment standpoint, the property has demonstrated strong rental performance, generating $163K in rental income in 2025, with $109K already booked for 2026 to date. Centrally located near Destin's premier dining, shopping, and entertainment, this home delivers an exceptional blend of coastal lifestyle, prime location and proven income potential in one of the area's most sought-after beach neighborhoods.

Highlights

Listed by Abbott Martin Group , 850-460-2900 and Deborah F Byron , 850-499-9060 EXP Realty LLC , 850-460-2900. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.17

Year Built

2004

County

Okaloosa

Area

14 - Destin

Neighborhood

Crystal Beach

Listing ID

994871

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:6
  • Bathrooms:5
  • Full Bathrooms:5
Appliances:Dishwasher, Dryer, Microwave, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor Vinyl
Other:
  • Additional:Breakfast Bar, Ceiling Crwn Molding, Ceiling Raised, Guest Quarters, Pantry, Walls Wainscoting, Washer/Dryer Hookup

Exterior Features

Lot:Interior,Level,Sidewalk,Within 1/2 Mile to Water
Lot Dimensions:50 x 150
Zoning:Resid Single Family
Others:
  • Additional:Balcony, Fenced Back Yard, Pool - House, Shower, Sprinkler System, Deck Open, Porch, Fenced Privacy
Sewer:Public Sewer
Principal Interest
$9,839
Taxes
$1,250

Home Price

$1,940,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$388,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$9,839.31

Principal

Taxes

Principal Taxes HOA Total
Monthly $9,839.31 $1,250.44 $0.00 $11,089.75
Yearly $118,071.77 $15,005.26 $0.00 $133,077.03
Total $3,542,153.03 $450,157.80 $0.00 $3,992,310.83

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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