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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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64 Dolphin St , Destin, FL 32541
$1,450,000
Est. Payment: $7,354.13/mo
4 Bed
5 Bath
2824 Sqft
Status: pending | Days on site: 99
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

What strikes me about 64 Dolphin Street is how well cared for it is. I walk a lot of rental properties, and I rarely find one so well-maintained. The owners come down regularly to check on the property and they do the little things: caulk, pressure washing, HVAC maintenance, etc. In a market where most people are second home owners it's not common to see this level of care. The air near the beach is damper and saltier than many are used to, and most owners don't realize the toll it takes on a home when not properly cared for. 64 Dolphin Street has been taken care of in a way that will help it stand the test of time. It also has a fantastic floorplan and a great outdoor space with a 20'x10' heated pool along with nearly 1,500sqft of additional covered space not counted in the square footage 64 Dolphin Street is a superb location for a beach home or vacation rental property. One reason why is the subdivision it's located in, Crystal Beach, which has no HOA or HOA fees. Additionally, there's three priorities most buyers and vacation renters have when looking for a beach home: quick and easy beach access, nearby dining & entertainment options, and a private, heated pool. The heated pool is a key because Northwest Florida experiences cold snaps in the Fall and Winter months, so many vacation renters filter their online searches for homes with a heated pool, and if you don't have one then you may not show up in many would-be renters' searches. It's also important if you plan on staying at the home and want to be able to use your pool year-round. 64 Dolphin Street checks every one of these boxes. It's three homes back from a brand new beach access, and it has a 20'x10' private & heated pool surrounded by a covered patio. It's located one mile by car or LSV (street-legal golf cart) from the Destin Commons shopping & dining complex as well as the award-winning public golf course at Regatta Bay. All of the places below are accessible from the home by LSV: Dolphin St. Beach Access...................2-min walk Camille's (brunch, seafood & sushi)......0.7mi Destin Commons..............................1.1mi Whole Foods...................................1.1mi Regatta Bay Golf Course...................1.3mi Floor plan: First floor Upon entering the home you're greeted by a large foyer. Down the hall from the foyer are two bedroom suites. The first is a bunkroom with a full bath in the hallway that is outfitted with a tub/shower combo. The other suite is considered a junior master suite with its king sized bed and ensuite full bathroom that also doubles as the pool bath. The first floor has its own living room with a wet bar that includes a full-sized stainless steel refrigerator, as well as a set of doors that lead out to the covered patio by the pool. There's also a sizable walk-in laundry room on the first floor. Second floor The second floor hosts the main living area and connects to the 20'x8' upstairs covered balcony. This level has an open floor plan, so the living room, kitchen, and dining area all flow well together. Each space feels large and well defined while still connecting to the others. The kitchen has granite counters, stainless steel appliances, a natural gas range, and plenty of cabinet space and storage. There is a half bath off the living room for guest use without having to go through a bedroom. The second level also hosts the master suite; it's spacious enough to accommodate the king-sized bed, two night stands, and a dresser without feeling cramped. The ensuite master bathroom has dual vanities, a jacuzzi-style bathtub, and a walk-in shower. It also has a sizable walk-in closet with floor-to-ceiling built-in shelving. Outdoors: Outside, there's a 30'x15' covered patio on the ground level. It has an outdoor television and a wood burning fireplace along with ample seating. There's also a 20'x10' private, heated pool as the centerpiece of the outdoor living space. In addition, there's a carriage house with a garage and a full guest suite above. Some similar homes in the area have converted the garage into another guest suite to increase the bed/bath count and available sleeping space or converted it into a media room/game room. Carriage house The carriage house has its own kitchenette along with two queen-sized beds. It also has a full bathroom with a tub/shower combo. The carriage house has its own mini split AC unit that was replaced in 2024.

Highlights

Listed by Caleb A Spears , 850-974-1765 Compass , 850-296-9769. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.17

Year Built

2012

County

Okaloosa

Area

14 - Destin

Neighborhood

Crystal Beach

Listing ID

1001477

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Refrigerator W/IceMk, Stove/Oven Gas, Washer
Air Cond:Central Air
Fireplaces:Fireplace
Floor:Floor Hardwood
Other:
  • Additional:Breakfast Bar, Pantry, Washer/Dryer Hookup

Exterior Features

Lot:Sidewalk,Within 1/2 Mile to Water
Lot Dimensions:50x150
Zoning:Resid Single Family
Others:
  • Additional:BBQ Pit/Grill, Lawn Pump, Shower, Summer Kitchen, Deck Covered, Porch, Fenced Lot-All
Sewer:Public Sewer
Parking Features:Garage,Garage Detached
Principal Interest
$7,354
Taxes
$1,175

Home Price

$1,450,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$290,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,354.13

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,354.13 $1,175.00 $0.00 $8,529.13
Yearly $88,249.52 $14,100.00 $0.00 $102,349.52
Total $2,647,485.51 $423,000.00 $0.00 $3,070,485.51

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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