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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4571 Luke Ave , Destin, FL 32541
$2,000,000
Est. Payment: $10,143.62/mo
5 Bed
3 Bath
2428 Sqft
Status: active | Days on site: 5
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

Completely remodeled and just moments from the sugar-white sands of Crystal Beach, this exceptional 5-bedroom, 3-bath coastal retreat blends style, comfort, and serious income potential. The thoughtfully updated main home is paired with a private guest house above the detached garage -- ideal for short-term rental income, multi-generational living, or hosting guests. Every inch has been refreshed with modern finishes while keeping its inviting beach cottage charm, and the numbers back it up: this turnkey property generated over $190,000 in gross rental revenue in 2025, with 2026 already trending the same. Enjoy deeded beach access, spacious outdoor living, and ample parking for boats or RVs, all just minutes from Destin's best shopping, dining, and entertainment. Move-in ready with proven cash flow and room to grow, this is a rare chance to own a beautifully updated, income-producing beach home in one of Destin's most sought-after coastal communities.
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Highlights

Listed by Joseph A Rohne , 636-236-2191 EXP Realty LLC , 888-883-8509. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.17

Year Built

2003

County

Okaloosa

Area

14 - Destin

 Neighborhood

Crystal Beach

Listing ID

1009185

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Disposal, Microwave, Refrigerator W/IceMk, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Other:
  • ▪ Additional:Built-In Bookcases, Fireplace, Guest Quarters, Washer/Dryer Hookup

Exterior Features

Lot:Cleared,Interior,Level,Within 1/2 Mile to Water,Wooded
Lot Dimensions:72.5 X 150
Zoning:City, Resid Single Family
Others:
  • ▪ Additional:Balcony, Lawn Pump, Separate Bldg Rent, Shower, Sprinkler System, Yard Building, Porch, Fenced Lot-Part
Sewer:Public Sewer
Parking Features:Garage,Boat,Detached,Garage Detached,Oversized,RV,See Remarks
Principal Interest
$10,144
Taxes
$998

Home Price

$2,000,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$400,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$10,143.62

Principal

Taxes

Principal Taxes HOA Total
Monthly $10,143.62 $998.02 $0.00 $11,141.65
Yearly $121,723.47 $11,976.28 $0.00 $133,699.75
Total $3,651,704.15 $359,288.40 $0.00 $4,010,992.55

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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