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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4569 Luke Ave , Destin, FL 32541
$1,799,999
Est. Payment: $9,129.26/mo
5 Bed
4 Bath
3260 Sqft
Status: active | Days on site: 350
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

Experience the ultimate coastal lifestyle in the quiet, sought-after community of Crystal Beach. This exceptional property is perfect as a primary residence, vacation escape, or high-performing investment. Sold fully furnished and turnkey, it's truly move-in and rental-ready. The property features 5 spacious bedrooms and 4 full bathrooms, thoughtfully designed across two residences. The main home (built in 2004) offers 3 bedrooms and 3 baths, while the separate carriage house provides 2 bedrooms and 1 bath, ideal for guests or additional rental income. Enjoy outdoor living with a private pool, generous parking for family and friends, and a versatile family or teen retreat--all with NO HOA. This proven income-producing coastal retreat generated $116K in 2025 with owner use, and all future bookings convey, making it an exceptional investment opportunity. See the full list of upgrades and updates in the documents section.
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Highlights

Listed by Erin P Martin , 850-685-3242 The Premier Property Group , 850-337-1555. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.18

Year Built

1959

County

Okaloosa

Area

14 - Destin

 Neighborhood

Crystal Beach

Listing ID

984627

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Appliances:Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Crwn Molding, Guest Quarters, Owner's Closet

Exterior Features

Lot:Within 1/2 Mile to Water
Lot Dimensions:50x150
Zoning:Resid Single Family
Others:
  • ▪ Additional:Balcony, BBQ Pit/Grill, Hot Tub, Lawn Pump, Pool - Gunite Concrt, Deck Covered, Fenced Lot-Part
Sewer:Public Sewer
Principal Interest
$9,129
Taxes
$1,323

Home Price

$1,799,999

Loan Details

30 yrs
6.529%

Down Payment

20%
$360,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$9,129.26

Principal

Taxes

Principal Taxes HOA Total
Monthly $9,129.26 $1,322.53 $0.00 $10,451.78
Yearly $109,551.06 $15,870.32 $0.00 $125,421.38
Total $3,286,531.91 $476,109.60 $0.00 $3,762,641.51

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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