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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3430 Scenic Highway 98 , Destin, FL 32541
$4,500,000
Est. Payment: $22,820.78/mo
4 Bed
4 Bath
2336 Sqft
Status: active | Days on site: 261
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

A Rare Gem in Crystal Beach - Gulf Front Duplex Luxury Renovation or Build Your Dream Home. Nestled along 60 feet of pristine Gulf frontage in the heart of Crystal Beach, this exceptional Gulf-front duplex offers a true piece of Old Florida. DO NO WAIT! This is your opportunity to own a Gulf-front property with unlimited potential. This direct beachfront lot offers panoramic Gulf views and private beach access. The existing structure is being sold as-is and is ideal for you custom dream home or your can design a luxury rental to maximize investment potential. Generous lot size allow for expansive outdoor living spaces, a pool, and modern amenities. Located just minutes fro wold-class fishing, shopping, gold, and fine dining, Crystal Beach in Destin was named one of the Top 10 Beaches.
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Highlights

Listed by Len Knowlton , 912-286-4627 Compass , 850-296-9769. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.37

Year Built

1988

County

Okaloosa

Area

14 - Destin

 Neighborhood

Crystal Beach

Listing ID

975555

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Appliances:Cooktop, Disposal, Dryer, Microwave, Range Hood, Refrigerator, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile
Other:
  • ▪ Additional:Lighting Recessed, Lock Out, Newly Painted, Washer/Dryer Hookup, Woodwork Painted, Woodwork Stained

Exterior Features

Lot:Coastal Setback,Curb & Gutter,Flood Insurance Req,Sidewalk,Within 1/2 Mile to Water,Gulf
Lot Dimensions:360x60x265x60
Zoning:City, Commercial, Resid Multi-Family
Others:
  • ▪ Additional:Rain Gutter, Shower, Porch, Porch Screened, Fenced Lot-Part
Sewer:Public Sewer
Principal Interest
$22,821
Taxes
$1,624

Home Price

$4,500,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$900,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$22,820.78

Principal

Taxes

Principal Taxes HOA Total
Monthly $22,820.78 $1,623.86 $0.00 $24,444.64
Yearly $273,849.37 $19,486.28 $0.00 $293,335.65
Total $8,215,480.97 $584,588.40 $0.00 $8,800,069.37

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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