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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4453 Clipper Cove , Destin, FL 32541
$1,049,000
Est. Payment: $5,320.33/mo
3 Bed
4 Bath
1878 Sqft
Status: active | Days on site: 286
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Nestled in one of the most lush and coveted locations along scenic highway 98 in Crystal Beach, this turnkey beach house is what you've been waiting for on a quiet cul de sac right on Clipper Cove! A very short walk to the neighborhood pool, this 3 bedroom (plus loft) and 3.5 bathroom offer accommodations for all with inviting, light-filled rooms welcoming you, while the home's coastal chic ambiance suggests casually elegant living and entertaining in all seasons. Cozy on Clipper has a spacious fully stocked and remodeled kitchen with all stainless steel appliances, quartz countertops, 4 brand NEW bathrooms including all Delta fixtures, new doors and decor, and much more! In 2024, this property produced over $84K in rental income and has over 77K YTD for 2025! Enjoy a tropically landscaped exterior with ample covered patio space for alfresco dining and entertaining, plus porches galore allow for tons of fun in the sun and shade! A short walk to the sugar white beaches, Destin Commons shopping, golf courses and great restaurants awaits. This charming beach home is perfect as a primary residence, second home or short/long term rental income producer! Do not miss your chance to purchase this well maintained home in Crystal Beach today.

Highlights

Listed by At The Beach Team , 850-654-3325 and Courtney Ledezma , 850-608-0677 Keller Williams Realty Destin , 850-654-2900. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.12

HOA Fee

Year Built

1994

County

Okaloosa

Area

14 - Destin

Neighborhood

Crystal Beach Cottages Ph 2

Listing ID

988548

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor Vinyl,Floor WW Carpet
Other:
  • Additional:Ceiling Raised, Owner's Closet, Pantry, Washer/Dryer Hookup

Exterior Features

Lot:Interior,Level,Sidewalk,Within 1/2 Mile to Water
Lot Dimensions:60 x 85
Zoning:Resid Single Family
Others:
  • Additional:Balcony, BBQ Pit/Grill, Deck Covered, Patio Covered, Porch Screened, Fenced Lot-Part
Sewer:Community Sewer,Public Sewer
Principal Interest
$5,320
Taxes
$895
HOA
$0

Home Price

$1,049,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$209,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,320.33

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,320.33 $894.60 $0.00 $6,214.93
Yearly $63,843.96 $10,735.23 $0.00 $74,579.19
Total $1,915,318.83 $322,056.90 $0.00 $2,237,375.73

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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