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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3857 Indian Trl Unit 109 , Destin, FL 32541
$199,900
Est. Payment: $1,013.86/mo
1 Bed
1 Bath
813 Sqft
Status: active | Days on site: 126
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Quiet convenience can be found at this 90 unit rental-restricted condo on 3.6acres on Choctawhatchee Bay. This Destin 1br/1ba condo lives large with an enclosed patio, large closets, + exterior storage onsite. Parking for 109 is just outside your front door with plenty of overflow parking and 14 spots for boat parking on site. Complex includes a bayfront pool, clubhouse + 2 laundry centers on each floor. This unit has a brand new HVAC with transferable warranty & new water heater. The central location provides for quick trips to many necessities, without even having to access the highway! Owner's Association allows for service animals only. No pets.

Highlights

Listed by E Michelle Terry , 850-259-4641 Dale E Peterson Realty Inc , 850-259-4641. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1972

County

Okaloosa

Area

14 - Destin

Neighborhood

Century Park West

Listing ID

1000715

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Dishwasher, Disposal, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile
Other:
  • Additional:Built-In Bookcases, Pantry

Exterior Features

Lot:Bay
Others:
  • Additional:BBQ Pit/Grill, Dock, Patio Enclosed
Sewer:Public Sewer
Principal Interest
$1,014
Taxes
$34
HOA
$0

Home Price

$199,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$39,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,013.86

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,013.86 $33.56 $0.00 $1,047.42
Yearly $12,166.26 $402.75 $0.00 $12,569.01
Total $364,987.83 $12,082.50 $0.00 $377,070.33

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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