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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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445 Gulf Shore Dr Unit 206 , Destin, FL 32541
$234,000
Est. Payment: $1,292.82/mo
1 Bath
525 Sqft
Status: Active | Days on site: 148
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EKW1 - E28362
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Harrison Lilly Team
Owner/Operator

House Description

0.5 miles to Norreigo Point Beach! Sold fully furnished and rental-ready, this unit is ideal for a second home or short-term rental investment. Enjoy peace of mind with a new HVAC (2024), hot water heater (2023), and new windows and sliding glass doors (2022) already taken care of. Additional highlights include: ** Updated bathroom with stylish finishes ** Hard surface flooring throughout for easy maintenance ** Low-density complex with only 16 total units ** Not a condotel - VA financing is available! Located in the heart of Holiday Isle, this charming turn-key studio is just 3 minutes from not one--but two deeded beach access points, Norriego Point, O'Steen Beach, and the East Pass with the iconic Destin Jetties. Whether you're soaking up the sun or exploring the water by kayak, paddleboard, or water taxi, this location puts you in the center of it all. Inside this 550 sq ft coastal retreat, you'll find a thoughtfully designed studio that maximizes every inch of space. A custom Murphy bed and pull-out sofa allow for flexible living arrangements without sacrificing comfort or style. The open-concept kitchen features a breakfast bar, stainless steel appliances, and everything you need to whip up a post-beach meal. Location perks are unbeatable- bike, golf cart, or stroll to The Harborwalk, Big Kahuna's Water Park, Harbor Docks, Boshamp's, and The Boathouse Oyster Bar. Want to experience Crab Island or deep-sea fishing? You're just a short ride from the docks. Don't miss this rare opportunity to own your own beach property in Destin!

Highlights

Listed by Sherrie D Salas , 325-513-9897 Keller Williams Realty Destin , 850-654-2900. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1984

County

Okaloosa

Area

14 - Destin

Neighborhood

Canal Place Ph 2

Listing ID

993479

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Cooktop, Dishwasher, Disposal, Oven Self Cleaning, Refrigerator, Smoke Detector, Smooth Stovetop Rnge, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Laminate
Other:
  • ▪ Additional:Breakfast Bar, Pantry, Shelving

Exterior Features

Others:
  • ▪ Additional:Balcony
Sewer:Public Sewer
Principal Interest
$1,293
Taxes
$174
HOA
$0

Home Price

$234,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$46,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,292.82

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,292.82 $174.45 $0.00 $1,467.26
Yearly $15,513.80 $2,093.36 $0.00 $17,607.16
Total $465,413.87 $62,800.80 $0.00 $528,214.67

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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