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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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245 Inverrary Dr , Destin, FL 32541
$675,000
Est. Payment: $3,729.28/mo
4 Bed
3 Bath
2148 Sqft
0.1 Acres
Status: Active | Days on site: 37
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Harrison Lilly Team
Owner/Operator

House Description

Experience the rare combination of sophisticated coastal design, extensive renovations, and private outdoor living in this exceptional residence located within a gated community in the heart of the Emerald Coast. Inspired by the timeless aesthetic of Alys Beach, this beautifully reimagined home has been thoughtfully transformed from the inside out, offering the feel of new construction with the established charm and setting of an existing neighborhood. From the dramatic approximately 28-foot-high foyer, the home's elevated design is immediately apparent. The entire residence has been freshly painted in Sherwin-Williams Alabaster White and features approximately 1,400 square feet of large-format limestone-style porcelain flooring, modern 8-inch baseboards, contemporary lighting, updated dimmable switches and outlets, and sophisticated champagne-gold hardware throughout. The open-concept main living area is designed for comfortable everyday living and entertaining. The oversized gourmet kitchen serves as the centerpiece, featuring custom cabinetry, stainless steel appliances, a modern Wi-Fi-enabled refrigerator and range, white marble-inspired backsplash, pot filler, brushed-gold touchless faucet, upgraded hardware, modern downlighting, and abundant workspace. A statement dining chandelier and contemporary living-room lighting complete the home's refined aesthetic. Upstairs, four spacious bedrooms provide privacy, including an expansive primary suite with a generous walk-in closet and an impressive approximately 200-square-foot ensuite bathroom. Extensively remodeled, the primary bath features a modern dual vanity with dedicated makeup station, contemporary mirrors and sconces, handmade-style Spanish shower tile, premium waterfall/rain shower system with integrated body jets and handheld wand, an updated jetted Jacuzzi tub with modern tile surround, limestone-style porcelain flooring, and coordinated contemporary fixtures. The guest bathroom has also been beautifully renovated with limestone-style flooring, a modern floating vanity, upgraded lighting, and a rain shower with handheld wand. The outdoor living spaces elevate this property well beyond the typical renovation. Approximately 1,100 square feet of natural limestone hardscape, installed in 2023, creates a stunning foundation for entertaining. A custom approximately 150-foot, 6-foot-tall stucco privacy wall with custom slatted aluminum gates provides an exceptional level of privacy, while a custom outdoor shower and L-shaped stucco outdoor barbecue and grilling area create a true extension of the home's living space. New Zoysia sod and a smart 16-zone irrigation system complete the beautifully refreshed grounds. Modern technology and convenience have been seamlessly integrated throughout the home, including a Ring security system with three exterior cameras, solar-powered camera capability, Wi-Fi-enabled keypad entry, smart lighting controls, Wi-Fi-enabled kitchen appliances, updated LED lighting, and a Level 2 Tesla EV charger in the garage. Two slim-profile Carrier A/C condenser units provide an additional modern upgrade. Beyond the residence, enjoy the amenities of this private gated community, including a community pool, clubhouse, and gazebo. Ideally positioned near Highway 98, this home places you minutes from Destin Commons, Silver Sands Premium Outlets, exceptional dining and entertainment, championship golf, and the sugar-white beaches and emerald waters of the Emerald Coast. Beautifully renovated, thoughtfully designed, and exceptionally private, this is a thoughtfully reimagined coastal residence where sophisticated design, modern functionality, privacy, and exceptional outdoor living come together.

Highlights

Listed by Jessica Mackrael , 850-687-9888 Coldwell Banker Realty , 850-897-4563. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.1

HOA Fee

Year Built

2013

County

Okaloosa

Area

14 - Destin

Neighborhood

Calusa Bay S/D

Listing ID

1008920

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Crwn Molding, Ceiling Raised, Ceiling Vaulted, Lighting Recessed, Pantry, Washer/Dryer Hookup, Woodwork Painted

Exterior Features

Lot:Covenants,Interior,Restrictions
Lot Dimensions:40 X 80
Zoning:Resid Multi-Family
Others:
  • ▪ Additional:Sprinkler System, Patio Open
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$3,729
Taxes
$430
HOA
$0

Home Price

$675,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$135,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,729.28

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,729.28 $430.31 $0.00 $4,159.59
Yearly $44,751.33 $5,163.75 $0.00 $49,915.08
Total $1,342,540.00 $154,912.50 $0.00 $1,497,452.50

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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