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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3450 Us-98 Unit B102 , Destin, FL 32541
$569,000
Est. Payment: $3,143.64/mo
1 Bed
2 Bath
1100 Sqft
Status: Active | Days on site: 294
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Harrison Lilly Team
Owner/Operator

House Description

SELLER MOTIVATED Destin, Florida! This beautifully updated first-floor beachfront condo offers stunning, unobstructed views of the Gulf of Mexico and direct access to the sugar-white sands of the Emerald Coast. Spanning 1,100 sq ft, this one-bedroom, one-and-a-half-bath unit is thoughtfully designed for comfort and style. The open-concept layout blends kitchen, dining, and living areas for easy entertaining and relaxing. Step outside and enjoy the coastal breeze from your private patio--perfect for morning coffee or sunset cocktails. Easy walk-up access--no elevators needed! Two storage units convey, one inside and one outside. Whether you're searching for a vacation home, investment property, or a personal coastal retreat, this fully furnished cond condition. Owner pets allowed up to 25 lbs.

Highlights

Listed by Sandra L Sharpe , 850-830-2222 Coldwell Banker Realty , 850-650-4563. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1985

County

Okaloosa

Area

14 - Destin

Neighborhood

Cabana Club Condo

Listing ID

973299

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Microwave, Refrigerator, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Breakfast Bar

Exterior Features

Lot:Gulf
Others:
  • ▪ Additional:Balcony
Sewer:Public Sewer
Principal Interest
$3,144
Taxes
$439
HOA
$0

Home Price

$569,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$113,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,143.64

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,143.64 $439.33 $0.00 $3,582.98
Yearly $37,723.72 $5,272.01 $0.00 $42,995.73
Total $1,131,711.50 $158,160.30 $0.00 $1,289,871.80

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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