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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3695 Scenic Hwy 98 Unit 401 , Destin, FL 32541
$819,000
Est. Payment: $4,524.86/mo
3 Bed
3 Bath
1850 Sqft
Status: Active | Days on site: 2
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EEXX - E34878
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Harrison Lilly Team
Owner/Operator

House Description

Over $100k in gross rents in 2025 and 2026. Beautifully updated 3BR/3BA townhome just steps from the beach in the desirable Beach Pointe community! This spacious 3-story unit features new carpet, fresh paint, Quartzite counters, luxury vinyl plank flooring, and recent appliances. The first floor includes a bedroom with en suite bath, laundry, and access to a private patio. The second level offers open living, dining, kitchen, a guest bedroom, and a balcony. The top floor is a private master suite with balcony, Gulf glimpses, and wet bar. Enjoy a one-car garage, heated community pool, and gated beach access. Sold furnished and rental ready--sleeps up to 8! Ideal for full-time living, a second home, or investment.

Highlights

Listed by Joseph A Rohne , 636-236-2191 EXP Realty LLC , 888-883-8509. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

2004

County

Okaloosa

Area

14 - Destin

Neighborhood

Beach Pointe T/H

Listing ID

1011917

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Vinyl
Other:
  • ▪ Additional:Breakfast Bar, Split Bedroom, Washer/Dryer Hookup, Wet Bar

Exterior Features

Zoning:Resid Multi-Family
Others:
  • ▪ Additional:Balcony, Porch Open
Sewer:Public Sewer
Principal Interest
$4,525
Taxes
$522
HOA
$0

Home Price

$819,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$163,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,524.86

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,524.86 $522.11 $0.00 $5,046.97
Yearly $54,298.28 $6,265.35 $0.00 $60,563.63
Total $1,628,948.53 $187,960.50 $0.00 $1,816,909.03

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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