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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1131 Bay , Destin, FL 32541
$579,950
Est. Payment: $3,204.14/mo
3 Bed
2 Bath
1790 Sqft
0.25 Acres
Status: Active | Days on site: 28
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to 1131 Bay Ct., a beautifully refreshed 3-bedroom, 2-bath home in the heart of Old Destin, newly painted inside and out and packed with the features buyers want for Florida coastal living. The private backyard is the centerpiece, featuring a heated inground gunite pool and spa, a covered pergola with swing, covered back patio, 7-foot privacy fence, and privacy tree landscaping along the exterior of the fence. It is a true outdoor retreat designed for relaxing, entertaining, and enjoying the Destin lifestyle year-round. The home also offers major recent updates and valuable storm-ready improvements, including a new roof in 2023, new HVAC in 2025, new storm windows in 2023, hurricane shutters, pull-down wind barriers for the porches, and a whole-house generator. Additional features include a Samsung Bespoke refrigerator, washer and dryer, 80-gallon water heater, double oven, sprinkler system, outdoor storage unit, brick paver sidewalk, covered front porch, brick paver carport with parking for three vehicles, and a 2-car attached garage. Located approximately 800 feet from Joe's Bayou and about 1/4 mile from the Joe's Bayou boat launch, this home places you close to boating, fishing, parks, and the best of Destin's waterfront lifestyle. Old Destin is known for its authentic coastal character, easy access to the Destin Harbor, world-famous fishing fleet, Crab Island, emerald-green Gulf waters, and sugar-white sand beaches. From boating and paddleboarding on the bayou to dining on the harbor, fishing offshore, or spending the day at the beach, this location captures everything people love about Destin. With its private pool and spa, updated systems, storm protection, generous parking, fenced backyard, and prime Old Destin setting, 1131 Bay Ct. is a rare opportunity to own a well-equipped coastal home in one of Destin's most established and convenient neighborhoods.

Highlights

Listed by Jim Ball , 850-685-2925 Century 21 AllPoints Realty , 850-837-7800. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.25

Year Built

1987

County

Okaloosa

Area

14 - Destin

Neighborhood

Bayview Manor 1St Addn

Listing ID

1011050

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Oven Double, Oven Self Cleaning, Refrigerator, Refrigerator W/IceMk, Security System, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace
Floor:Floor Hardwood,Floor Laminate,Floor Tile
Other:
  • ▪ Additional:Ceiling Vaulted, Fireplace, Kitchen Island, Newly Painted, Pantry, Washer/Dryer Hookup, Woodwork Painted

Exterior Features

Lot:Interior,Level,Survey Available,Within 1/2 Mile to Water
Lot Dimensions:122x132
Zoning:City, Resid Single Family
Others:
  • ▪ Additional:Rain Gutter, Columns, Fenced Back Yard, Hurricane Shutters, Pool - Gunite Concrt, Sprinkler System, Yard Building, Deck Open, Patio Covered, Patio Open, Porch Open, Fenced Lot-Part, Fenced Privacy
Sewer:Public Sewer
Parking Features:Carport Attached,Oversized,See Remarks
Principal Interest
$3,204
Taxes
$165

Home Price

$579,950

Loan Details

30 yrs
7.374%

Down Payment

20%
$115,990
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Monthly Price:
$3,204.14

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,204.14 $165.01 $0.00 $3,369.15
Yearly $38,449.68 $1,980.06 $0.00 $40,429.74
Total $1,153,490.48 $59,401.80 $0.00 $1,212,892.28

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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