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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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550 Circle Dr , DeFuniak Springs, FL 32435
$1,200,000
Est. Payment: $6,085.54/mo
4 Bed
6 Bath
7000 Sqft
Status: active | Days on site: 45
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator
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House Description

This stunning Victorian residence, located in the heart of the DeFuniak Springs Historic District, offers a rare combination of historic elegance and modern updates. Built in the early 1900s by Wallace Bruce, founder of the Florida Chautauqua, the home was designed to host visiting dignitaries and is listed on the National Register of Historic Places. The current homeowner has invested over $350,000 in renovations, including but not limited to • New metal roof (2025) • 2 new HVAC systems (2018) • Back porch addition with mini-split • Third floor conversion into a guest suite with living area, sleeping area, full bath, and mini-split A/C (2022) The meticulous design and high-quality restoration make this home one of the most desirable in DeFuniak Springs. By appt. 24 hours' notice
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Highlights

Listed by Bruce R Naylor , Naylor Realty And Associates , 850-951-2488. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.27

Year Built

1907

County

Walton

Area

23 - North Walton County

 Neighborhood

Town Of Defuniak Springs

Listing ID

1000224

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:6
  • ▪ Full Bathrooms:6
Appliances:Cooktop, Dishwasher, Disposal, Dryer, Refrigerator, Stove/Oven Gas, Washer, Water Heater - Gas
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace Gas
Floor:Floor Hardwood,Floor Tile
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Crwn Molding, Ceiling Tray/Cofferd, Fireplace, Fireplace 2+, Pantry, Shelving, Upgraded Media Wing, Walls Wainscoting, Washer/Dryer Hookup, Wet Bar, Woodwork Stained

Exterior Features

Lot:Corner,Curb & Gutter,Level,Sidewalk,Within 1/2 Mile to Water
Lot Dimensions:83X140
Zoning:City, Historical, Resid Single Family
Others:
  • ▪ Additional:Balcony, Deck Covered, Deck Open, Porch, Fenced Lot-Part
Sewer:Public Sewer
Parking Features:Garage Detached
Principal Interest
$6,086
Taxes
$855

Home Price

$1,200,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$240,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,085.54

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,085.54 $854.68 $0.00 $6,940.22
Yearly $73,026.50 $10,256.20 $0.00 $83,282.70
Total $2,190,794.92 $307,686.00 $0.00 $2,498,480.92

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (DeFuniak Springs, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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