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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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991 Pinewood Dr , DeFuniak Springs, FL 32433
$446,500
Est. Payment: $2,466.85/mo
3 Bed
2 Bath
1898 Sqft
0.92 Acres
Status: Active | Days on site: 16
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EKCO - E3578
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Harrison Lilly Team
Owner/Operator

House Description

Spacious WATERFRONT brick home on nearly 1 acre with just shy of 200 feet on the water and stunning views - all in a community with NO mandatory HOA in popular Ten Lake Estates! This home was made for someone who truly appreciates a move-in ready home - and especially the outdoors. The landscaping is lush, with a to-die-for porch totaling appx 400SF with panoramic east facing views of the water for amazing sunrises - plus 700SF of deck! With one floor and spacious rooms throughout, this updated home has been excellently well maintained. The kitchen features granite counters, stainless appliances and crisp white cabinets. The adjacent living room showcases a brick fireplace with views through the porch to the water. Easy care updated tile flooring can be found throughout, with only the bedrooms carpeted. The huge master suite is outfitted with an updated tile shower, jetted tub with granite surround and a granite top double vanity. The laundry room is extra large, perfect for extra storage we all so desperately need - plus more storage in the pantry! Both of which are just off the garage for convenience. The sprinkler system is fed by a well, saving you greatly. The metal roof (estimated 2014) was outfitted with new Zac screws to keep you safe and dry. There is an optional HOA for those who wish to enjoy fishing in all the lakes for only $100 per year. This is the total package

Highlights

Listed by Kim E Wennerberg , 850-635-1801 Kim & Company , 850-635-1801. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.92

Year Built

1982

County

Walton

Area

23 - North Walton County

Neighborhood

Ten Lake Estates Unit 2

Listing ID

1012003

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Microwave, Range Hood, Refrigerator W/IceMk, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Laminate,Floor Tile
Other:
  • ▪ Additional:Breakfast Bar, Fireplace, Kitchen Island, Lighting Recessed, Pantry, Walls Wainscoting, Washer/Dryer Hookup

Exterior Features

Lot:See Remarks,Lake
Lot Dimensions:246x259x122x180
Zoning:Resid Single Family
Others:
  • ▪ Additional:Sprinkler System, Deck Open, Porch Screened
Sewer:Septic Tank
Principal Interest
$2,467
Taxes
$119

Home Price

$446,500

Loan Details

30 yrs
7.374%

Down Payment

20%
$89,300
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,466.85

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,466.85 $119.04 $0.00 $2,585.89
Yearly $29,602.18 $1,428.49 $0.00 $31,030.67
Total $888,065.35 $42,854.70 $0.00 $930,920.05

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (DeFuniak Springs, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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