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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2272 Spring Lake Rd , DeFuniak Springs, FL 32433
$640,000
Est. Payment: $3,535.91/mo
4 Bed
3 Bath
2543 Sqft
1.36 Acres
Status: Active | Days on site: 1
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EPMP - E27881
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Harrison Lilly Team
Owner/Operator

House Description

Are you looking for a VA Assumable Loan? This home has an approximate $300,000 assumable loan at 2.25% interest rate! Nestled on 1.3 acres with almost 200 feet of lake frontage, this impeccably maintained 4 BR 2.5 BA home on Spring Lake is not a property you find everyday. Stepping into the home, you are greeted with incredible lake views from the open concept living area and kitchen, as well as exceptional views from the main floor master bedroom. The Master Bedroom features a large bath with walk in shower and separate jetted tub Also located on the main floor is a walk in pantry/laundry room, a formal dining room, a half bath and a screened in sun room for enjoying gorgeous sunset views! Upstairs you will find 3 additional bedrooms and a full bath. SEE MORE This home has so many extra features such as a certified storm shelter in the master bedroom, a Generac whole home generator, an on demand tankless water heater, RV hookup, an oversized two car garage with attic connected to the home by a breezeway, a whole home security system and the neighborhood even has a FLOCK camera with 24/7 monitoring! For reduced insurance and peace of mind, the metal roof is less than 3 years old. The septic system was replaced in 2025. Travel from the back deck down the very gently sloped yard to the showstopper of this property, gorgeous Spring Lake! Spring Lake Estates is a small community of homeowners who enjoy a quiet, peaceful way of life in the lakeside community built around a 150-acre private lake. Amenities include a large dock & boat launch area, pole barn & community gathering space, smaller common

Highlights

Listed by Sherry L Head , 850-978-0726 Merrifield & Pilcher Realty , 850-892-9650. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
1.36

HOA Fee

Year Built

1994

County

Walton

Area

23 - North Walton County

Neighborhood

Spring Lake Estates

Listing ID

1012920

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Freezer, Microwave, Refrigerator W/IceMk, Stove/Oven Electric, Washer
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace
Other:
  • ▪ Additional:Built-In Bookcases, Ceiling Vaulted, Fireplace, Kitchen Island, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Within 1/2 Mile to Water,Lake
Lot Dimensions:250x278x198x294
Zoning:Resid Single Family
Others:
  • ▪ Additional:Dock, Yard Building, Deck Open, Porch Screened
Sewer:Septic Tank
Principal Interest
$3,536
Taxes
$408
HOA
$0

Home Price

$640,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$128,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,535.91

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,535.91 $408.00 $0.00 $3,943.91
Yearly $42,430.89 $4,896.00 $0.00 $47,326.89
Total $1,272,926.81 $146,880.00 $0.00 $1,419,806.81

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (DeFuniak Springs, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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