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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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28 Rubens Ln , DeFuniak Springs, FL 32433
$280,000
Est. Payment: $1,546.96/mo
3 Bed
2 Bath
1595 Sqft
0.42 Acres
Status: Active | Days on site: 68
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EPTY - E29388
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Nearly half an acre with no HOA! Granite countertops throughout, tray ceilings in living and primary suite, a large walk-in closet, a spacious, private backyard with plenty of room to park your boat or RV. A 10x12 lofted shed with plenty of space for storage and a professionally leveled 16x32 pad is ready for your future pool! With generous indoor and outdoor living spaces, no HOA restrictions, and room to make it your own, this property is ready to welcome you home!
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Highlights

Listed by Ruth Reddick , 850-902-4821 The Property Group 850 Inc , 850-682-9121. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.42

Year Built

2020

County

Walton

Area

23 - North Walton County

 Neighborhood

Oakwood Lakes Estates

Listing ID

1008868

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Microwave, Refrigerator, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Tray/Cofferd, Lighting Recessed, Pantry, Washer/Dryer Hookup

Exterior Features

Lot:Level
Lot Dimensions:180x84x252x104
Zoning:Resid Single Family
Others:
  • ▪ Additional:Fenced Privacy, Fenced
Sewer:Septic Tank
Principal Interest
$1,547
Taxes
$116

Home Price

$280,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$56,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,546.96

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,546.96 $116.30 $0.00 $1,663.26
Yearly $18,563.52 $1,395.58 $0.00 $19,959.10
Total $556,905.48 $41,867.40 $0.00 $598,772.88

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (DeFuniak Springs, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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