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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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97 Graham St , DeFuniak Springs, FL 32435
$235,900
Est. Payment: $1,196.32/mo
4 Bed
2 Bath
1320 Sqft
Status: active | Days on site: 5
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Completely renovated and move-in ready, this 4-bedroom, 2-bath home is located just minutes from the historic heart of downtown DeFuniak Springs. Taken down to the studs and thoughtfully rebuilt, the home offers the charm of a classic ranch with the peace of mind of major system upgrades already completed. Recent improvements include a new HVAC system, new water heater, LVP flooring throughout, new doors, new cabinetry, fresh paint, new stainless-steel appliances, recessed lighting, updated fans and fixtures, and large-format tile in both bathrooms. The bathrooms have been fully refreshed with new showers, vanities, and toilets, offering a clean, modern feel. Situated on a spacious .43-acre lot, the large backyard offers privacy and plenty of room to enjoy outdoor living, create a garden, entertain guests, or simply relax in your own space. Conveniently located near local shops, restaurants, parks, schools, and the iconic Circle Drive, this home provides easy access to everything DeFuniak Springs has to offer while delivering the durability and strength of solid concrete block construction. This is a rare opportunity to own a fully updated home in a desirable in-town location.

Highlights

Listed by Rachel C Carter , 850-333-3162 HomeBiz Properties , 850-835-6800. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.43

Year Built

1971

County

Walton

Area

23 - North Walton County

Neighborhood

No Recorded Subdivision

Listing ID

1009293

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Microwave, Refrigerator, Stove/Oven Electric, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Vinyl
Other:
  • Additional:Lighting Recessed, Newly Painted, Washer/Dryer Hookup

Exterior Features

Lot:Aerials/Topo Availbl,Interior
Lot Dimensions:106 x 175
Zoning:City, Resid Single Family
Others:
  • Additional:Patio Open, Porch Open
Sewer:Public Sewer
Principal Interest
$1,196
Taxes
$150

Home Price

$235,900

Loan Details

30 yrs
6.528%

Down Payment

20%
$47,180
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,196.32

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,196.32 $150.39 $0.00 $1,346.70
Yearly $14,355.79 $1,804.63 $0.00 $16,160.43
Total $430,673.77 $54,139.05 $0.00 $484,812.82

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (DeFuniak Springs, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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