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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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382 N 9th St , DeFuniak Springs, FL 32433
$144,900
Est. Payment: $800.55/mo
0.34 Acres
Status: Active | Days on site: 42
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EKCO - E3578
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Harrison Lilly Team
Owner/Operator

House Description

Located in downtown DeFuniak Springs, directly across from Harbeson Field, 5 blocks north of Hwy 90 on St Hwy 83 (aka N 9th St). A unique opportunity to use this as both residential and commercial with city approval. Live upstairs, work downstairs. Currently zoned C-2 with Future Land Use as LDR, Low Density Residential (documents attached). Whether you have a wild, artistic side - or you've always had the innate ability to see what a property COULD BE - this storybook 1939 cottage is a seriously cool project. But don't read ''project'' as dilapidated. No, no - this property actually feels incredibly solid. The tongue-and-groove is practically everywhere, and the arched door frames lend character you simply can't recreate. The cottage is over 2300SF with spacious rooms - and the upstairs has the potential to be an amazing apartment or simply additional office space. Is she covered in vines? She is. Is she also covered in possibilities? Absolutely she is. Don't dismiss this one if you're the creative type, an investor looking for a new flip, or the entrepreneur looking for a new location for your business. The city currently offers 50-50 matching grants through the CRA for both residential and commercial, with up to $15k for exterior improvements (defuniaksprings.net for details; conditions apply). Sharply priced to attract buyer attention. Cash or conventional financing only.

Highlights

Listed by Kim E Wennerberg , 850-635-1801 Kim & Company , 850-635-1801. Emerald Coast Multiple Listing Services

Property Type

Commercial Sale

Lot/Acreage
0.34

County

Walton

Area

23 - North Walton County

Listing ID

1010299

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Interior Features

Exterior Features

Lot Dimensions:90x100x87x100
Zoning:C2
Principal Interest
$801
Taxes
$92

Home Price

$144,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$28,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$800.55

Principal

Taxes

Principal Taxes HOA Total
Monthly $800.55 $92.37 $0.00 $892.93
Yearly $9,606.62 $1,108.49 $0.00 $10,715.10
Total $288,198.59 $33,254.55 $0.00 $321,453.14

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (DeFuniak Springs, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T11:00:03.000Z

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