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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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111 Spooner St , DeFuniak Springs, FL 32433
$293,000
Est. Payment: $1,618.78/mo
4 Bed
2 Bath
1858 Sqft
0.15 Acres
Status: Pending | Days on site: 59
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ETWR - E3024,E2892,E36020
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

FLEXIBLE FOUR BEDROOM 'GEORGIA' PLAN Construction Complete! All brick construction with finished 2-car-garage, landscaped yard. Located in the new 'McCarthy Estates' S/D with easy access to Walton High School. Seller will contribute up to $15,000 towards buyers closing costs/prepaids/rate buydown (call for details). MUST CLOSE BY SEPTEMBER 30, 2026. Neighborhood features include underground utilities, sidewalks, mailbox center and 1 beautiful street! Cozy dining nook, breakfast bar w/seating, pantry + quartz countertops, family gathering room overlooks back porch, split bedroom plan. Owner's suite has walk-in closet, double vanities, linen storage & shower only. Vinyl plank flooring in common areas, recessed lighting, raised ceilings.
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Highlights

Listed by Patricia M Griffin , and Jenny R Teel , Teel & Waters Real Estate Company Inc , 850-682-6156. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.15

Year Built

2026

County

Walton

Area

23 - North Walton County

 Neighborhood

Mccarthy Estates

Listing ID

1007537

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Auto Garage Door Opn, Dishwasher, Microwave, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Vinyl,Floor WW Carpet New
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Raised, Lighting Recessed, Newly Painted, Pantry, Pull Down Stairs, Shelving, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Covenants,Interior,Level,Restrictions,Sidewalk
Lot Dimensions:50x129.03x50x129.03
Zoning:City, Resid Single Family
Others:
  • ▪ Additional:Porch, Porch Open
Sewer:Public Sewer
Principal Interest
$1,619
Taxes
$187

Home Price

$293,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$58,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,618.78

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,618.78 $186.79 $0.00 $1,805.57
Yearly $19,425.39 $2,241.45 $0.00 $21,666.84
Total $582,761.81 $67,243.50 $0.00 $650,005.31

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (DeFuniak Springs, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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