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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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78 Windy Hill Dr , DeFuniak Springs, FL 32433
$319,900
Est. Payment: $1,767.40/mo
4 Bed
3 Bath
2040 Sqft
0.24 Acres
Status: Active | Days on site: 29
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Harrison Lilly Team
Owner/Operator

House Description

SELLER OFFERING TWO FINANCING INCENTIVE OPTIONS! With an acceptable offer, buyer may choose one of the following: OPTION 1: $7,500 seller credit toward closing costs, interest rate buy-down, prepaids, or other allowable expenses. OPTION 2: SELLER FINANCING AVAILABLE! Down payment, interest rate, and repayment terms to be negotiated based on buyer qualifications, including creditworthiness, and subject to seller approval. Tucked away in the beautiful, established Magnolia Lake community, this like-new 2022 home offers the perfect combination of neighborhood charm, community amenities, and an incredibly convenient DeFuniak Springs location. Enjoy being within walking distance of Maude Saunders Elementary, Walton High School, Emerald Coast Technical College, and Wee Care Park, while still coming home to a peaceful neighborhood setting. Magnolia Lake residents also enjoy access to the community lake, fishing dock, and pavilion, creating a wonderful place to relax, fish, gather with friends, or simply enjoy the outdoors. Inside, this spacious 4-bedroom, 2.5-bath Essex floor plan feels fresh and move-in ready with brand-new flooring and fresh interior paint. The main level features an open-concept living, dining, and kitchen area designed for everyday living and entertaining. The kitchen is complete with granite countertops, stainless steel appliances, and plenty of cabinetry. A separate flex room downstairs gives you the freedom to create a home office, formal dining room, playroom, or whatever best fits your lifestyle. Upstairs, you'll find all four bedrooms along with an additional loft, giving this home even more flexible living space. The spacious primary suite features a private bath with dual vanities and a walk-in closet, while the additional bedrooms and full bath provide plenty of room for family, guests, or a home office. A walk-in laundry room is also conveniently located upstairs. And don't overlook the backyard! The large backyard is a blank canvas ready to become your own outdoor retreat--add a pool, garden, fire pit, play area, outdoor kitchen, or a combination of them all. With a two-car garage, flexible living spaces, fresh updates, community amenities, and a location convenient to schools, parks, downtown DeFuniak Springs, shopping, and dining, this home offers so much to love. Move-in ready and waiting for its next chapter--schedule your showing today!

Highlights

Listed by Rachel C Carter , 850-333-3162 HomeBiz Properties , 850-835-6800. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.24

Year Built

2022

County

Walton

Area

23 - North Walton County

Neighborhood

Magnolia Lake Estates Ph 2

Listing ID

1011221

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Refrigerator, Smoke Detector, Stove/Oven Electric, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Vinyl,Floor WW Carpet New
Other:
  • ▪ Additional:Lighting Recessed, Newly Painted, Pantry, Washer/Dryer Hookup

Exterior Features

Lot:Aerials/Topo Availbl,Interior,Level,Survey Available
Lot Dimensions:125' x 84'
Zoning:Resid Single Family
Others:
  • ▪ Additional:Porch Open
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$1,767
Taxes
$310

Home Price

$319,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$63,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,767.40

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,767.40 $309.72 $0.00 $2,077.12
Yearly $21,208.82 $3,716.62 $0.00 $24,925.44
Total $636,264.51 $111,498.60 $0.00 $747,763.11

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (DeFuniak Springs, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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