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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1092 Ten Lake Dr , DeFuniak Springs, FL 32433
$439,900
Est. Payment: $2,430.38/mo
4 Bed
2 Bath
1911 Sqft
1.32 Acres
Status: Pending | Days on site: 40
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EKCO - E3578,16521
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Harrison Lilly Team
Owner/Operator

House Description

When you have been looking for NO HOA, FOUR Bedrooms, at least 1 acre and literally praying the home doesn't need any work - and you finally find it! Bonus: it's waterfront! Built in 2022, this all brick 4 bed/2bath/2car gar is conveniently located in ever popular Ten Lake Estates, sits on 1.2 acres and is only 5 minutes north of downtown DeFuniak Springs. The lot is mostly cleared and level with a scattering of trees as you near the water which creates lovely shade. Inside, is a split floor plan, where the light and bright kitchen with quartz countertops is open to the dining and living areas, with vaulted ceilings to evoke that sense of space we all love. The master suite shines with double vanity, soaking tub, large separate shower and spacious walk-in closet. LVP floors throughout (no carpet!) and a newer build gives you confidence that easy maintenance lies ahead - no deferred maintenance or systems/roofs to be replaced anytime soon. Enjoy downtime on your covered front porch or back open patio with the grill, right off the kitchen. Home is in excellent condition and is move-in ready. Qualifies for all types of financing.

Highlights

Listed by Kim E Wennerberg , 850-635-1801 Kim & Company , 850-635-1801. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
1.32

Year Built

2022

County

Walton

Area

23 - North Walton County

Neighborhood

Lakeshore Gardens

Listing ID

1010258

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Microwave, Refrigerator W/IceMk, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Laminate
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Vaulted, Lighting Recessed, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Cleared,Covenants,Survey Available,Within 1/2 Mile to Water,Lake
Lot Dimensions:110x472x491x112
Zoning:Resid Single Family
Others:
  • ▪ Additional:Patio Open, Porch
Sewer:Septic Tank
Principal Interest
$2,430
Taxes
$280

Home Price

$439,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$87,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,430.38

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,430.38 $280.44 $0.00 $2,710.82
Yearly $29,164.61 $3,365.24 $0.00 $32,529.84
Total $874,938.29 $100,957.05 $0.00 $975,895.34

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (DeFuniak Springs, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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