Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

781 Bay Ave , DeFuniak Springs, FL 32435
$475,000
Est. Payment: $2,409.11/mo
4 Bed
3 Bath
2258 Sqft
Status: active | Days on site: 36
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

Experience quality craftsmanship and thoughtful design in this beautifully appointed custom home. Built for comfort, efficiency, and lasting durability, this residence features a 26-gauge metal roof with open-cell spray foam insulation on the roof deck, providing superior energy performance and year-round comfort. Inside, you'll find 9-foot ceilings, elegant crown molding, and waterproof, scratch-resistant laminate flooring with factory-installed underlayment throughout. Fiberglass batt insulation in both exterior and interior walls enhances energy efficiency while providing excellent sound reduction between rooms. The custom kitchen is designed to impress with premium self-closing cabinetry, LG appliances, and Moen fixtures. The spacious primary suite offers a luxurious retreat, highlighted by a spa-inspired shower with dual shower heads and a dedicated HVAC zone for personalized comfort. Every closet is outfitted with custom shelving systems for exceptional organization. Additional premium features include a Carrier heat pump with a Honeywell two-zone system--one zone dedicated to the primary suite and one serving the main living areas--a hot water recirculating pump for added convenience, and a centrally located water main shutoff in the garage. Combining energy-efficient construction, high-end finishes, and thoughtful upgrades throughout, this home offers the perfect blend of luxury, comfort, and functionality.

Highlights

Listed by Steven R Youell , Berkshire Hathaway Home Services PenFed Realty , 850-267-0013. Emerald Coast Multiple Listing Services

Property Type

Residential

Year Built

2026

County

Walton

Area

23 - North Walton County

Neighborhood

Defuniak Springs Town Of

Listing ID

1006507

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Water Heater - Elect
Floor:Floor Laminate,Floor WW Carpet New
Other:
  • Additional:Ceiling Crwn Molding, Kitchen Island, Lighting Recessed, Newly Painted, Pantry, Pull Down Stairs, Washer/Dryer Hookup

Exterior Features

Lot:Level,Survey Available
Lot Dimensions:150 x 100 x 150 x 100
Zoning:City, Resid Single Family
Others:
  • Additional:Rain Gutter, Sprinkler System, Deck Covered, Deck Open, Porch Open
Sewer:Public Sewer
Principal Interest
$2,409
Taxes
$303

Home Price

$475,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$95,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,409.11

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,409.11 $302.81 $0.00 $2,711.92
Yearly $28,909.32 $3,633.75 $0.00 $32,543.07
Total $867,279.74 $109,012.50 $0.00 $976,292.24

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (DeFuniak Springs, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

© 2026 Emerald Coast Multiple Listing Services