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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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221 John White Rd , Defuniak Springs, FL 32435
$190,000
Est. Payment: $1,049.72/mo
3 Bed
2 Bath
1446 Sqft
0.78 Acres
Status: Active | Days on site: 34
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SSRAL - B11692
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Harrison Lilly Team
Owner/Operator

House Description

This property offers an opportunity to own a home on approximately 0.78 acres in DeFuniak Springs. The property provides residential space along with a generous lot and features a Koi pond in the backyard. Inside, the home offers a large living room and an oversized dining room with French doors, providing a comfortable layout with space for everyday living and entertaining. The home is situated along John White Rd and offers a practical layout with room for the property to be updated and personalized. The property does need a roof replacement, and there is a small amount of ceiling damage that will need to be repaired. These conditions are reflected in the seller's offer of $9,000 in concessions toward repairs, subject to the terms of the contract. Based on current market considerations, the estimated market value of the property in fixed condition is approximately $245,000; this is an estimate and not a guaranteed value. Buyers may have property and identified areas of concern inspected. Whether you are looking for a primary residence or an investment opportunity, this property offers the opportunity to make improvements and create a home that fits your needs. The approximately 0.78-acre lot provides space for outdoor use, gardening, recreation, or future improvements, subject to applicable county requirements. Buyers to satisfy all measurements, zoning, permitted uses, restrictions, condition, repair costs, and other property details with the appropriate professionals and governmental authorities. Seller concessions are subject to contract terms, lender approval, and applicable closing requirements.

Highlights

Listed by Amber C Enfinger , 850-520-7739 Simply South Realty , 850-541-5382. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.78

Year Built

2003

County

Walton

Area

12 - Walton County

Neighborhood

[No Recorded Subdiv]

Listing ID

794770

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s),Window Unit(s)
Fireplaces:Electric
Other:
  • ▪ Additional:Tub Shower

Exterior Features

Lot:Paved
Lot Dimensions:Irregular
Zoning:Resid Single Family
Roof:Asphalt
Parking Features:Circular Driveway
Principal Interest
$1,050
Taxes
$31

Home Price

$190,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$38,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,049.72

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,049.72 $30.60 $0.00 $1,080.32
Yearly $12,596.67 $367.21 $0.00 $12,963.88
Total $377,900.15 $11,016.30 $0.00 $388,916.45

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Defuniak Springs, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-06T23:58:41.000Z

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