INCREDIBLE OPPORTUNITY-VA ASSUMABLE LOAN AT JUST 2.87%! Also, super low cost insurance at under $1000 a year. Welcome home to 127 Nivana Drive! This charming 3-bedroom, 2-bath home offers the perfect blend of comfort, flexibility, and convenience. Qualified buyers may have the opportunity to assume the seller's existing VA loan with an incredible 2.87% interest rate, offering the potential for significant monthly savings compared to today's rates. Step inside to discover an inviting open floor plan designed for both everyday living and entertaining, featuring newer luxury vinyl plank flooring throughout and abundant natural light. The spacious kitchen is the heart of the home, complete with stainless steel appliances, ample cabinetry, and a breakfast bar that seamlessly connects to the living and dining areas. Whether you're hosting friends or enjoying a quiet evening at home, this layout makes it easy to stay connected. Need extra space? The converted garage provides endless possibilities and can be used as a home office, fitness room, playroom, media room, guest space, or easily converted back to a garage if desired. Major updates provide peace of mind, including a Roof, HVAC, and Hot Water Heater all replaced in 2021. Step outside to enjoy your private backyard patio, perfect for grilling, relaxing, or enjoying Florida evenings. Conveniently located near Eglin Air Force Base, Duke Field, 7th Special Forces Group, shopping, dining, and top-rated schools, this home is an excellent choice for military families, first-time home buyers or if you are downsizing. Schedule your private showing today!