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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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127 Oak Terrace Dr , Crestview, FL 32539
$285,000
Est. Payment: $1,574.58/mo
4 Bed
2 Bath
1718 Sqft
0.34 Acres
Status: Active | Days on site: 54
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EROG - E27236
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Welcome to 127 Oak Terrace! Situated on a spacious 0.35-acre lot, this 4-bedroom, 2-bath home offers the space, comfort, and updates you've been searching for. Conveniently located just south of I-10, you'll enjoy easy access to grocery stores, schools, and nearby military bases. Step inside to find a welcoming living room with modern finishes that continue into the updated kitchen, featuring granite countertops, stylish cabinetry, a tile backsplash, and stainless steel appliances. The home offers three generously sized bedrooms on the main level, while the private primary suite upstairs provides a quiet retreat away from the rest of the home. Out back, the fully fenced backyard offers plenty of room for entertaining, pets, play, or creating your own outdoor oasis. Don't miss the opportunity to make this move-in-ready home yours! VA Assumable 4.25%
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Highlights

Listed by Michael E Kocher , 850-699-3023 Realty ONE Group Emerald Coast , 850-842-3211. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.34

Year Built

1994

County

Okaloosa

Area

25 - Crestview Area

 Neighborhood

Shoal Terrace Estates

Listing ID

1008968

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Refrigerator, Smoke Detector, Stove/Oven Electric, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Laminate,Floor Tile
Other:
  • ▪ Additional:Pantry

Exterior Features

Lot:Level
Lot Dimensions:55.42X138.25X81.51
Zoning:County, Resid Single Family
Others:
  • ▪ Additional:Fenced Back Yard, Yard Building, Patio Open, Fenced Chain Link
Sewer:Public Sewer
Principal Interest
$1,575
Taxes
$286

Home Price

$285,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$57,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,574.58

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,574.58 $286.17 $0.00 $1,860.75
Yearly $18,895.01 $3,434.01 $0.00 $22,329.02
Total $566,850.22 $103,020.30 $0.00 $669,870.52

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Crestview, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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