VA assumable loan at an attractive 2.9% interest rate available for qualified buyers, plus a builder warranty effective through 2031. Beautiful 4-bedroom, 2-bath Cali floor plan in the desirable Shoal River Landing community. Built in 2021, this 1,776 sq ft single-story home offers a bright, open layout that works well for both everyday living and entertaining. The spacious kitchen is the heart of the home and features a large center island, stainless steel appliances, smooth-top range, built-in microwave, pantry, and open views into the dining and living areas. Wood-look flooring runs throughout the main living spaces, while the bedrooms offer comfortable carpet. The private primary suite includes a walk-in closet, double vanity, and oversized 5-foot shower. Three additional bedrooms provide plenty of space for family, guests, a home office, or hobbies. Outside, enjoy a covered back patio, attached 2-car garage, and durable Hardie plank exterior. Shoal River Landing offers sidewalks and a community pool for residents. Conveniently located near Riverside Elementary, Shoal River Middle School, and Crestview High School, with quick access to I-10 and Hwy 85 for commuting to Eglin, Duke Field, shopping, dining, and the surrounding Emerald Coast. Move-in ready, competitively priced, and offering a rare opportunity to assume a 2.9% VA loan for qualified buyers. All information is deemed reliable but not guaranteed. Buyer to verify all measurements and information.