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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1102 Shoal River Dr , Crestview, FL 32539
$435,000
Est. Payment: $2,403.31/mo
4 Bed
3 Bath
2337 Sqft
0.26 Acres
Status: Active | Days on site: 78
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ECBU - E3911,E29620
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Harrison Lilly Team
Owner/Operator

House Description

VA Assumable with a 3.25 Interest Rate! Better than New with a Hot Tub for You! One-owner home purchased in 2022, this lovely all-brick craftsman style house sits on an approximate ¼-acre lot in the Patriot Ridge Subdivision, just south of Crestview, Florida. The DR Horton Destin split, and open plan features a huge living-kitchen-dining area, four roomy bedrooms, three full baths, a 12.5x15 back porch, and a 3-car garage. Luxury features were added like trey Ceilings w/crown molding and granite in the kitchen & baths. The kitchen features stainless steel appliances--except for the refrigerator--along with an island and a walk-in pantry. The primary bedroom suite is a retreat with a big walk-in closet, double vanity, garden tub & large separate shower. Wood-look flooring throughout & Frieze carpet in the bedrooms. The home is equipped with a Smart Home Connect System that includes a video/camera doorbell, keyless entry & more. For your enjoyment, the owners are leaving a hot tub sitting on a newly added deck and protected by a new gazebo. Additional components that make living easier have also been installed, including privacy fencing the backyard, rain gutters on the front and back of the house, an ultraviolet (UV) HVAC system, a water-softening system and conversion of the water heater, furnace, and range to natural gas fuel. Patriot Ridge offers underground utilities, sidewalks, and a nice community pool in a great Crestview location.

Highlights

Listed by Tamela Leann Hayes , 850-259-6404 and Amanda L Reaves , 850-797-0927 Coldwell Banker Realty , 850-863-4563. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.26

HOA Fee

Year Built

2021

County

Okaloosa

Area

25 - Crestview Area

Neighborhood

Patriot Ridge

Listing ID

1002349

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Disposal, Dryer, Microwave, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Gas, Warranty Provided, Washer, Water Heater - Gas
Air Cond:Central Air
Fireplaces:
Floor:Floor Vinyl,Floor WW Carpet New
Other:
  • ▪ Additional:Kitchen Island, Lighting Recessed, Pantry, Split Bedroom, Washer/Dryer Hookup, Woodwork Painted

Exterior Features

Lot:Interior,Sidewalk
Lot Dimensions:75x130x83x130
Zoning:Resid Single Family
Others:
  • ▪ Additional:Patio Covered
Sewer:Public Sewer
Principal Interest
$2,403
Taxes
$298
HOA
$0

Home Price

$435,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$87,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,403.31

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,403.31 $298.22 $0.00 $2,701.53
Yearly $28,839.75 $3,578.63 $0.00 $32,418.38
Total $865,192.44 $107,358.90 $0.00 $972,551.34

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Crestview, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T13:04:46.000Z

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