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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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108 Creek Dr , Crestview, FL 32536
$595,000
Est. Payment: $3,017.73/mo
3 Bed
3 Bath
1988 Sqft
Status: active | Days on site: 10
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Luxury is more than beautiful finishes. It's thoughtful design, exceptional craftsmanship, and a setting that simply cannot be replicated. Introducing one of Crestview's most distinctive custom-built waterfront estates, perfectly situated on 2.13 private, lakefront acres. Designed with quality over compromise, this remarkable residence offers a rare opportunity to own a home where nearly every detail was intentionally upgraded--not because it had to be, but because excellence was the standard. From the moment you arrive, the sweeping fiber-reinforced concrete driveway welcomes you through a picturesque setting of mature trees, manicured grounds, and peaceful water views. The exterior immediately sets the tone with timeless architecture, warm cedar accents, an inviting front porch, and a stunning wraparound deck overlooking the lake. Completing the home's impressive exterior is a gorgeous copper-colored metal roof accented by matching copper gutters, adding timeless character and exceptional curb appeal. Step inside and you'll immediately notice this is not builder-grade construction. The home showcases timeless finishes throughout, including elegant crown molding, upgraded baseboards, custom door and window casings, oversized handcrafted red oak window stools, plantation shutters on every window, solid red oak stair treads and handrails, and a beautiful shiplap fireplace feature wall that anchors the spacious living room. Every space feels refined while maintaining the warmth. At the center of the home, the gourmet kitchen was designed to gather people together. Custom cabinetry stretches to the, ceiling, complemented by beautiful stone countertops, subway tile backsplash, stainless appliances, designer lighting, and an oversized island perfect for entertaining or everyday living. The owner's suite offers a peaceful retreat featuring a luxurious spa-inspired bathroom complete with a custom frameless glass shower, lighted anti-fog mirror, elevated comfort-height fixtures, and finishes selected for both beauty and longevity. Upstairs, an expansive bonus room provides endless flexibility. Whether envisioned as a media room, executive office, fitness studio, guest retreat, playroom, or additional sleeping quarters, this incredible space adapts beautifully to your lifestyle. Beyond its beauty, this home delivers a level of engineering and functionality rarely found at this price point. TWO separate high-efficiency HVAC systems independently serve each level for maximum comfort and efficiency. A whole-home central vacuum system includes a convenient retractable hose downstairs. A professionally installed six-camera wired security system allows monitoring directly from the living room or owner's suite televisions. A six-zone irrigation system keeps the property lush year-round, while six-inch seamless gutters with underground drainage provide long-term protection. The lakefront improvements are equally impressive. The property is already equipped with a 240-volt electrical circuit, 110-volt outlet, and freshwater connection at the lake, making it perfectly suited for future waterfront enhancements, outdoor entertaining, or recreational use. A 30-foot security pole with a powerful 1,000-watt LED light provides additional security while maintaining the peaceful setting. The expansive 12' x 28' treated deck creates the perfect outdoor living space to host family and friends, enjoy breathtaking sunsets over the water, or simply unwind while watching wildlife along the shoreline. Perhaps most impressive is what buyers cannot immediately see. The sleeping quarters were constructed using double-wall construction reinforced with 14-inch steel beams, reflecting an extraordinary commitment to structural integrity rarely found in residential construction today. Homes of this caliber are exceptionally difficult to duplicate. The combination of custom craftsmanship, luxury finishes, premium infrastructure, private acreage, and lakefront living would cost substantially more to recreate in today's market. For the buyer searching for something beyond the ordinary--for someone who values privacy, quality, timeless design, and the peace that comes with waterfront living--108 Creek Drive is truly one of one. This isn't simply another beautiful home. It's a legacy property.

Highlights

Listed by Marisela F Molnar , 850-305-0936 ERA American Real Estate , 850-682-4822. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
2.13

Year Built

2026

County

Okaloosa

Area

25 - Crestview Area

Neighborhood

Kennedy Lake (Unrecorded)

Listing ID

1008457

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Other:
  • Additional:Ceiling Raised, Fireplace, Kitchen Island, Newly Painted, Pantry, Washer/Dryer Hookup, Woodwork Painted, Woodwork Stained

Exterior Features

Lot:Lake
Lot Dimensions:2.13
Zoning:Resid Single Family
Others:
  • Additional:Rain Gutter, Boat Launch, Sprinkler System, Deck Open, Patio Covered, Porch
Principal Interest
$3,018
Taxes
$80

Home Price

$595,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$119,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,017.73

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,017.73 $80.37 $0.00 $3,098.10
Yearly $36,212.73 $964.44 $0.00 $37,177.17
Total $1,086,381.99 $28,933.20 $0.00 $1,115,315.19

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Crestview, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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