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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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855 N Pearl St , Crestview, FL 32536
$198,000
Est. Payment: $1,004.22/mo
3 Bed
2 Bath
1895 Sqft
Status: active | Days on site: 32
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Step into a piece of Crestview history with this distinctive 1948 brick home, a vintage example of the transition from the elegant Late Colonial Revival era to the emerging Traditional Ranch style. Considered a high-end design when built, this home showcases architectural details that are increasingly rare and well worth preserving. Offering 3 bedrooms, 2 bathrooms, a dedicated laundry room, and two separate living areas, the spacious floor plan provides endless possibilities for homeowners, investors, entrepreneurs, and design enthusiasts alike. At the heart of the home, a striking fireplace serves as the main focal point, beautifully representative of late-1940s craftsmanship with its original wood-paneled chimney breast. Additional period details include built-in shelving with decorative openings between rooms, creating character, charm, and a sense of architectural distinction rarely found in modern construction. Designed to maximize natural light, the home features an impressive collection of original windows, including rare original steel casement corner windows in two of the three bedrooms, large picture windows in both the living room and dining room, and original jalousie windows that reflect the home's vintage Florida heritage. Together, these elements create bright, inviting spaces while preserving the home's authentic character. Situated on a generously sized lot shaded by mature native trees, the property offers ample parking, rear alley access, and plenty of room to expand your vision. Beyond its residential appeal, this property presents a unique investment opportunity. The City of Crestview's Future Land Use designation of Multi-Use (MU) (Table 4.06.00) allows for a variety of residential and commercial possibilities. Whether you envision a beautifully restored residence, professional office, boutique retail space, studio, gallery, or mixed-use investment, the flexibility is already in place. With its combination of architectural significance, prime visibility, accessibility, and future potential, this is far more than a home--it's an opportunity to create something truly special. Consider renovation financing and bring your vision to life. Call your Realtor today!

Highlights

Listed by Dawn M Johnson , 850-729-0399 and Christine M Wilkinson , 850-830-3097 Back Stage Realty , 850-729-0399. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.33

Year Built

1948

County

Okaloosa

Area

25 - Crestview Area

Neighborhood

Crestview Lots 3 & 4 Blk 36

Listing ID

1006398

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Water Heater - Gas
Floor:Floor Hardwood,Floor Tile
Other:
  • Additional:Built-In Bookcases

Exterior Features

Lot Dimensions:80x150
Zoning:Business, City, Commercial, Resid Multi-Family, Resid Single Family
Others:
  • Additional:Rain Gutter, Yard Building, Porch Open, Fenced Lot-Part
Sewer:Public Sewer
Parking Features:Converted Garage
Principal Interest
$1,004
Taxes
$167

Home Price

$198,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$39,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,004.22

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,004.22 $166.68 $0.00 $1,170.90
Yearly $12,050.62 $2,000.19 $0.00 $14,050.81
Total $361,518.71 $60,005.70 $0.00 $421,524.41

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Crestview, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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