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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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5197 Whitehurst Ln , Crestview, FL 32536
$335,000
Est. Payment: $1,699.06/mo
4 Bed
2 Bath
1930 Sqft
Status: active | Days on site: 5
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

ASSUMABLE VA LOAN AT 2.5% INTEREST! In today's rate environment, this is one of the standout features of 5197 Whitehurst Lane, a beautifully updated 4-bedroom, 2-bathroom home in Crestview's Antioch Estates. A qualified VA buyer may be able to assume this rate, subject to lender and VA approval and buyer qualification. Beyond the incredible rate, this one-story home offers approximately 1930 square feet on a spacious 0.28-acre lot with NO HOA, giving owners real flexibility. The interior has been freshly painted throughout and features NO CARPET, with easy to maintain LVP and tile flooring in every room. Vaulted ceilings and crown molding add character to the approximately 21 by 20-foot living room. The updated kitchen boasts granite countertops, a center island, pantry, gas stove, and stainless-steel appliances. The split floor plan primary suite includes a walk-in closet and a remodeled bathroom with dual granite vanities and shiplap accents. Outside, buyers will find a privacy fenced backyard, a newer deck with canopy, two storage sheds, an enclosed pet area, and an extended driveway with backyard access, perfect for RV or boat parking. The home also benefits from a 2020 roof and fully replaced septic lines. Located just a couple of streets from A rated Antioch Elementary School and close to Blackwater Golf Club. Vacant and ready for immediate occupancy. Ask your agent about the assumable loan details today. The secondary bathroom has also been tastefully remodeled with granite countertops and matching shiplap accents, creating a cohesive updated look throughout the home. The attached two car garage measures approximately 21 by 19 feet and features an upgraded granule coated floor for a clean, durable finish, offering plenty of room for vehicles, tools, and storage. The drainage system has been thoughtfully improved as well. All gutters are connected to a dedicated French drain, and the underground drainage lines have been upgraded to PVC and extended beyond the rear fence line, helping direct rainwater away from the home and backyard. Utilities include public water, septic service, natural gas, central electric HVAC, electric heat, ceiling fans, and washer and dryer hookups. Crestview continues to grow, and anticipated future I-10 access improvements in the area may offer added convenience for commuters throughout Okaloosa County and Northwest Florida. With a rare assumable VA loan at 2.500 percent, a spacious layout with no carpet, an updated kitchen and bathrooms, a privacy fenced yard with two sheds and an enclosed pet area, and an extended driveway built for RV or boat storage, 5197 Whitehurst Lane offers a combination of updates, space, and flexibility that is hard to find in today's market. Schedule your showing today.

Highlights

Listed by Adriana R Foster , 850-384-7723 and Foster Group , 850-384-7723 Coldwell Banker Realty , 850-682-4300. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.28

Year Built

2000

County

Okaloosa

Area

25 - Crestview Area

Neighborhood

Antioch Estates S/D

Listing ID

1009973

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Microwave, Refrigerator W/IceMk, Stove/Oven Gas
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor Vinyl
Other:
  • Additional:Ceiling Crwn Molding, Ceiling Raised, Ceiling Vaulted, Kitchen Island, Newly Painted, Pantry, Washer/Dryer Hookup

Exterior Features

Lot Dimensions:80x150
Zoning:Resid Single Family
Others:
  • Additional:Fenced Back Yard, Fenced Privacy
Sewer:Septic Tank
Parking Features:Garage,Boat,Guest,Oversized,RV
Principal Interest
$1,699
Taxes
$265

Home Price

$335,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$67,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,699.06

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,699.06 $265.42 $0.00 $1,964.48
Yearly $20,388.68 $3,185.06 $0.00 $23,573.74
Total $611,660.45 $95,551.80 $0.00 $707,212.25

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Crestview, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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