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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2045 Us Highway 90 , Cottondale, FL 32431
$640,000
Est. Payment: $3,535.91/mo
109 Acres
Status: Active | Days on site: 212
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C153 - B7578
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

If farm living is the life you are looking for this is the perfect property for you!!!!!! This 109-acre parcel falls under agricultural zoning and is perfect for crops, livestock, dogs, cats and most any animals of your choice. There are several sites you can pick from for your new home or mobile home, workshop, pole barns or most anything you would like to build with proper permitting. There is a 1940 sweet farmhouse on the property that is great need of TLC before it can be occupied but would make such a cute place to call home or a guest house if needed. You will also find two nice size barns (one is a pole barn) and a smaller barn that needs TLC. This location is only minutes from Hwy 231, Interstate I10, Dothan Ala and a little over an hour from Panama City Beach. Two
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Highlights

Listed by Wanda A Owens , 850-527-0625 SOUTHERN WAY REALTY, INC. , 850-638-5222. Bay County Association of REALTORS

Property Type

Vacant Land
Lot/Acreage
109

County

Jackson

Area

09 - Jackson County

 Neighborhood

N/A

Listing ID

780990

Questions about this listing?

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Interior Features

Exterior Features

Lot:Paved
Lot Dimensions:TBD
Principal Interest
$3,536
Taxes
$51

Home Price

$640,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$128,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,535.91

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,535.91 $51.08 $0.00 $3,586.99
Yearly $42,430.89 $613.00 $0.00 $43,043.89
Total $1,272,926.81 $18,390.00 $0.00 $1,291,316.81

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Cottondale, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS