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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4080 Smokey Rd , Cottondale, FL 32431
$264,999
Est. Payment: $1,344.02/mo
3 Bed
2 Bath
1798 Sqft
Status: active | Days on site: 16
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Country living with room to spread out! This well-maintained 3-bedroom, 2-bath brick home offers a comfortable layout with multiple living spaces, a spacious yard, and plenty of room to enjoy life both inside and out. Step inside to an inviting open-concept design where the kitchen, living room, and dining area flow together with ease, creating the perfect setting for everyday living and entertaining. The spacious kitchen features abundant cabinetry, generous countertop space, and a large center island with seating. Just beyond the kitchen, an additional family room provides the ideal space for relaxing, hosting guests, or creating a playroom, media room, or home office. The three bedrooms are all comfortably sized and are served by two full bathrooms. One bathroom is located off the main hallway, while the second is conveniently situated just off the kitchen, providing added convenience for family and guests. Outside is where this property truly shines. The 2.8± acres provide plenty of open space to enjoy the outdoors, while mature shade trees create a peaceful setting. A detached metal carport with a concrete slab offers excellent covered parking for vehicles, equipment, or recreational toys, and the concrete basketball court with goal is ready for friendly games and hours of outdoor fun. Whether you're looking for space to spread out, room for hobbies, or simply a peaceful place to call home, this property offers the best of country living. Schedule your private showing today!

Highlights

Listed by Seamus J O'neill , 850-260-5851 SOUTHERN WAY REALTY, INC. , 850-638-5222. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
2.8

Year Built

1969

County

Jackson

Area

09 - Jackson County

Neighborhood

[No Recorded Subdiv]

Listing ID

793101

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:

Exterior Features

Lot Dimensions:311x417x172x149x335
Roof:Shingle
Principal Interest
$1,344
Taxes
$98

Home Price

$264,999

Loan Details

30 yrs
6.529%

Down Payment

20%
$53,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,344.02

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,344.02 $97.98 $0.00 $1,442.00
Yearly $16,128.30 $1,175.74 $0.00 $17,304.04
Total $483,848.97 $35,272.20 $0.00 $519,121.17

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Cottondale, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS