Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

3280 Willie Ln , Cottondale, FL 32431
$625,000
Est. Payment: $3,453.03/mo
3 Bed
4 Bath
2400 Sqft
20.15 Acres
Status: Active | Days on site: 2
Get Pre-Qualified
C82 - B5096,B7577
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

Welcome to a property that truly has it all--country living, incredible outdoor spaces, agricultural potential, and resort-style amenities all in one remarkable setting! This 3-bedroom, 2.5-bath home was designed for both comfortable everyday living and unforgettable entertaining. Inside, you'll find 10-foot ceilings and tile flooring throughout, along with a huge chef's dream kitchen offering abundant workspace and an attached walk-through pantry. Step outside to what may be the home's best feature--a spectacular 60' x 12' screened porch overlooking the property. With tiled floors, a built-in grill, sink and beverage refrigerator, this is an outdoor living space you'll use year-round. A convenient half bath is accessible directly from the porch, making it perfect for guests enjoying the inground saltwater pool and spa. Beyond the home, this property is exceptionally well equipped. Horse owners will appreciate the covered barn area with attached enclosed storage and two adjoining cross-fenced pastures. There are also two additional animal enclosures ideal for goats, chickens or other livestock, plus a woodshed. The property includes an impressive approximately 5-acre Satsuma grove, which the owner reports produces an estimated 20,000-30,000 pounds of fruit annually. The grove is fully irrigated and even has its own dedicated generator. Need space for equipment, hobbies or projects? There's an enclosed workshop with two roll-up doors and an attached lean-to, providing plenty of room for tools, tractors, ATVs and more. Even better, the home itself is equipped with a whole-house gas Generac generator, adding another level of convenience and preparedness. Whether your dream includes horses in the pasture, harvesting your own Satsumas, afternoons by the pool, working in your own shop, or simply sitting on that incredible screened porch taking it all in, this is much more than a home--it's a lifestyle property with possibilities in every direction.

Highlights

Listed by Kathy S Milton , 850-209-8013 and Lauren M Lyons , 850-209-5710 Chipola Realty , 850-482-7788. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
20.15

Year Built

2008

County

Jackson

Area

09 - Jackson County

Neighborhood

[No Recorded Subdiv]

Listing ID

794625

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:2
Appliances:Electric Range
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot Dimensions:708x1270
Roof:Metal
Others:
  • ▪ Additional:Porch
Principal Interest
$3,453
Taxes
$264

Home Price

$625,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$125,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,453.03

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,453.03 $264.04 $0.00 $3,717.08
Yearly $41,436.42 $3,168.50 $0.00 $44,604.92
Total $1,243,092.59 $95,055.00 $0.00 $1,338,147.59

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Cottondale, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-06T23:58:41.000Z

© 2026 Bay County Association of REALTORS