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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2434 Topaz Rd , Cottondale, FL 32431
$343,000
Est. Payment: $1,895.03/mo
3 Bed
2 Bath
1683 Sqft
2.36 Acres
Status: Pending | Days on site: 17
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ISPRE - B2478,B7732,B2478
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Harrison Lilly Team
Owner/Operator

House Description

Discover this immaculately maintained 3-bedroom, 2-bath home with a 3-car garage, nestled on over 2 acres of pristine land surrounded by towering pines that create a peaceful and private country retreat. Built in 2008, this property has been cared for with exceptional pride and offers a wonderful blend of comfort, craftsmanship, and natural beauty--all while providing easy access to Marianna, I-10, and within approximately an hour of Panama City Beach and the World's Most Beautiful Beaches. Inside, you'll find 9-foot ceilings, custom crown molding, and detailed millwork around the doors and windows. The spacious eat-in kitchen features solid wood cabinetry and granite countertops, while the split-bedroom floor plan offers privacy and well-organized storage throughout. Tile and carpet flooring add comfort and functionality, and the generous primary suite includes a sitting area, garden tub, separate shower stall. All bedrooms are comfortably sized to accommodate an established or growing family. The impressive 24' x 37' three-car garage provides abundant space for vehicles, hobbies, equipment, and storage. Relax on the screened porch while watching the kids play in the backyard, or enjoy a refreshing dip in the above-ground pool during warm Florida summers. The outdoor kitchen area is perfect for entertaining guests or enjoying family evenings under the stars, especially as the cooler fall months arrive. Outside, this property truly shines. Enjoy a meticulously maintained lawn, a muscadine and Carlos grape vineyard, a blueberry orchard, and an incredible variety of fruit trees, including pecan, pear, apple, plum, peach, kumquat, lemon, and fig. Beautiful herb and flower gardens are thoughtfully placed throughout the grounds, and a charming farmhouse-style chicken coop allows you to enjoy fresh eggs right at home. The backyard is secured with a 6.5-foot welded-wire fence to help keep wildlife out. This is a special opportunity to enjoy the best of both worlds--a peaceful country setting with room to garden, grow, entertain, and enjoy the outdoors, while still being conveniently located near Marianna, I-10, and the beautiful Gulf Coast beaches of Panama City Beach.

Highlights

Listed by Bennett P Tocci , 850-272-5157 and John W Milton , 850-718-7732 Indian Springs Real Estate , 850-526-2478. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
2.36

Year Built

2008

County

Jackson

Area

09 - Jackson County

Neighborhood

[No Recorded Subdiv]

Listing ID

795389

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:245x411x341x310
Zoning:County, Resid Single Family
Roof:Composition,Shingle
Others:
  • ▪ Additional:Porch
Principal Interest
$1,895
Taxes
$219

Home Price

$343,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$68,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,895.03

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,895.03 $218.66 $0.00 $2,113.69
Yearly $22,740.31 $2,623.95 $0.00 $25,364.26
Total $682,209.21 $78,718.50 $0.00 $760,927.71

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Cottondale, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-06T23:58:41.000Z

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