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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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13537 NW Missy Ln , Clarksville, FL 32430
$259,000
Est. Payment: $1,313.60/mo
2 Bed
2 Bath
1492 Sqft
Status: pending | Days on site: 356
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Currently under contract, Pended-taking back-ups. BEST & NICEST WATERFRONT DEAL IN THE USA! 130 FEET ON THE CHIPLOA RIVER!!! Just a short distance to the Forgotten Coast or PCB! This Chipola River Waterfront Home is as nice as any you will ever find. The Chipola River is the nicest small river in America! Fantastic fishing! It is a spring fed river and the water is really clear (unless there is a long period of heavy rain fall upriver). It is the river that flows from the Florida Caverns State Park! And it is a very popular river for canoeing & kayaking & tubing! The 1492 square-foot (heated-HVAC) home is TURN KEY immaculate! The 2 bedrooms is really a 3 bedroom, as the upstairs is an easy conversion to a THREE BEDROOM (only reason for not calling it a 3 bedroom. The upstairs is fully finished. (3rd bedroom or game room) > 14 feet X 23 feet! Huge! And get this, it has double doors that open to a BALCONY that is 16 feet X 8 feet! The downstairs interior is totally awesome gorgeous and has a lot of rare PECKY CYPRESS! Pecky Cypress is basically unobtainable anymore as it is cypress wood that was underwater for many-many years where it obtained it's unique-rare-unmatched-beauty! The exterior siding is cypress wood, which is highly resistant to insects or rot (WDO) resistant more than about any other type of wood! It is built up high on 12''x12' pressure treated pilings and is above the level (the first interior floor) where any high water (flood level) has ever been since it's construction over 30 years ago. This lot is one of the highest elevations on the entire Chipola River waterfront! The great room is fantastic and overlooks the river and has a beautiful fireplace! It too is ordained by that rare Pecky Cypress! There is too much here to describe. There is a grape arbor on this huge-basically one acre lot! 131 Feet of River Frontage! Nice homes in the area and across the river! Oh, you are right! IT WOULD MAKE A HIGH DEMAND B&B! Whether a vacation get-a-way or your retirement home or your DREAM HOME ON THE RIVER this one is IT! It HAS THREE DECKS that run together that overlook the river: TWO 8'x12' decks and the middle deck is 12'x20'!!! 432 square feet of open deck on the river! And it has 640 square feet of stand-up high space below the first floor for shop space or storage or even room to garage a car! The space under the house has a floor that is made of 2''x6'' Pressure Treated wood! Yes! You can entertain all your friends all at once! And, yes, the large master bedroom has a really nice full bathroom! Come see. But don't wait. It will not last. Built on 12x12 pressure treated pilings in concrete and has tremendous storage under the main floor! Make Offer!

Highlights

Listed by Benjamin F Castro , 850-209-4936 CountryLand Realty, Inc. , 850-482-8100. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.98

Year Built

1992

County

Calhoun

Area

06 - Calhoun County

Neighborhood

No Named Subdivision

Listing ID

778275

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Gas Oven, Gas Range, Ice Maker, Water Purifier Owned
Air Cond:Central Air,Ceiling Fan(s),Heat Pump
Fireplaces:Gas
Other:
  • Additional:Main Level Primary, Entrance Foyer, Utility Room, Workshop

Exterior Features

Lot Dimensions:130.6x321.5x130.6x323.6
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • Additional:Deck
Principal Interest
$1,314
Taxes
$81

Home Price

$259,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$51,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,313.60

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,313.60 $81.25 $0.00 $1,394.85
Yearly $15,763.19 $975.00 $0.00 $16,738.19
Total $472,895.69 $29,250.00 $0.00 $502,145.69

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Clarksville, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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