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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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Lot 6 Arnone Lane , Chipley, FL 32428
$29,800
Est. Payment: $151.14/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 94
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Discover the perfect blend of privacy, freedom, and convenience with this beautiful 1-acre wooded homesite located in a peaceful, well-kept area with paved road access. This property offers flexibility rarely found today -- no HOA, no build timeframe, and site-built homes only with a minimum of 1600 sq ft. (No mobile homes permitted.) Owner financing is available, making it even easier to secure your future homesite or investment. Enjoy the quiet of nature while staying close to everything you need. You'll have easy access to nearby towns, schools, and essential services, making this an ideal choice for full-time living or a future getaway. Outdoor lovers will appreciate being just minutes from Holmes Creek, known for its crystal-clear waters perfect for canoeing, kayaking, swimming, and exploring. Lucas Lake is also nearby, offering excellent opportunities for water skiing, boating, and fishing. When you're ready for coastal fun, it's only a short drive to Panama City Beach, where you'll find endless activities, world-class beaches, shopping, dining, and entertainment. Whether you plan to build now or hold for the future, this property delivers natural beauty, location convenience, and flexible ownership options -- a rare combination in Florida's Panhandle. Additional adjacent lots available on either side of this parcel.

Highlights

Listed by Sheran Whitaker , 850-258-6429 New Town Realty , 850-258-6429. Bay County Association of REALTORS

Property Type

Vacant Land

Lot/Acreage
1.06

County

Washington

Area

10 - Washington County

Neighborhood

Village Of Spanish Lakes

Listing ID

785741

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:
Water:Well Needed

Exterior Features

Lot:Paved
Lot Dimensions:102.99 + 80.00X269.31X138.07X307.79
Sewer:Septic Needed
Principal Interest
$151
Taxes
$26

Home Price

$29,800

Loan Details

30 yrs
6.529%

Down Payment

20%
$5,960
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$151.14

Principal

Taxes

Principal Taxes HOA Total
Monthly $151.14 $25.75 $0.00 $176.89
Yearly $1,813.68 $309.00 $0.00 $2,122.68
Total $54,410.39 $9,270.00 $0.00 $63,680.39

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Chipley, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS