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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4183 Luar Ave , Chipley, FL 32428
$227,998
Est. Payment: $1,259.66/mo
3 Bed
2 Bath
1219 Sqft
0.22 Acres
Status: Active | Days on site: 80
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Harrison Lilly Team
Owner/Operator

House Description

BRAND NEW, MOVE-IN READY & NO HOA Dues! ***Call today about the offered Seller Incentives!!*** Welcome to 4183 Luar Avenue, a thoughtfully designed 3-bedroom, 2-bath new construction home offering quality finishes, energy-efficient features and exceptional value in Sunny Hills. Step inside to an open, light-filled floor plan featuring 9' ceilings, a vaulted living area, luxury vinyl plank flooring throughout and a beautifully finished kitchen with all-wood cabinetry. The refrigerator is included, making this home truly move-in ready. Built with comfort, efficiency and Florida living in mind, this home features spray-foam roof insulation and impact-rated windows and doors. The split-bedroom design provides privacy for the primary suite while two additional bedrooms offer space for family, guests or a home office. Enjoy the covered porch and the freedom of NO HOA Dues, with convenient access to Chipley and an easy drive south toward Panama City and the Gulf Coast. Why buy used when you can start fresh? No renovations, no outdated finishes and no waiting for construction--this home is COMPLETE and ready now! BE SUER TO ASK ABOUT AVAILABLE SELLER INCENTIVES toward buyer closing costs or an interest-rate buy-down with an acceptable offer and approved financing. Schedule your showing today!

Highlights

Listed by John Cunningham , 850-960-5646 Realty Destination LLC , 850-665-5646. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.22

Year Built

2026

County

Washington

Area

10 - Washington County

Neighborhood

Sunny Hills

Listing ID

792824

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater
Air Cond:Heat Pump
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary

Exterior Features

Lot Dimensions:125x80
Principal Interest
$1,260
Taxes
$10

Home Price

$227,998

Loan Details

30 yrs
7.374%

Down Payment

20%
$45,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,259.66

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,259.66 $9.89 $0.00 $1,269.55
Yearly $15,115.87 $118.73 $0.00 $15,234.60
Total $453,476.20 $3,561.90 $0.00 $457,038.10

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Chipley, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS