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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4069 Ramus Dr , Chipley, FL 32428
$252,900
Est. Payment: $1,397.24/mo
4 Bed
2 Bath
1458 Sqft
0.29 Acres
Status: Active | Days on site: 62
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Harrison Lilly Team
Owner/Operator

House Description

This home has easy access to Highway 77 and is situated on just under a 1/4-acre lot. Entering this home, you'll have easy access from the entry way to two bedrooms and a guest bathroom. Continuing through the entry hall you will find the third guest bedroom and the laundry room before entering the heart of the home where you find an open concept living area. The living area blends seamlessly with the kitchen, dining space, and living room. The kitchen offers plenty of space and a center island that has a sink and dishwasher. Beautiful decorative features include granite countertops and stainless-steel appliances, including a stove, dishwasher, and microwave. Enjoy afternoons from your back patio that is accessible from the dining area. With this open and functional design, guests and family will find this home has a comfortable living space. Moving through the open concept main living area, you'll find the primary bedroom. This bedroom is a spacious and includes a private ensuite bathroom that has a vanity with granite countertops, a shower and closet space for your wardrobe needs. This home has a Home is Connected package that offers devices such as the DEAKO Smart Switch, Qolsys Touch Panel, digital thermostat all that can be integrated to control from a single panel or your phone.

Highlights

Listed by Pamela K Hawkins , 850-641-7679 DR Horton Realty of Emerald Coast, LLC , 850-660-1701. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.29

Year Built

2026

County

Washington

Area

10 - Washington County

Neighborhood

Sunny Hills

Listing ID

793283

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Main Level Primary, Smart Home, Shower Only, Smart Thermostat, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:123x42x98x87
Roof:Composition,Shingle
Others:
  • ▪ Additional:Patio
Parking Features:Garage,Garage Door Opener
Principal Interest
$1,397
Taxes
$161

Home Price

$252,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$50,580
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,397.24

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,397.24 $161.22 $0.00 $1,558.46
Yearly $16,766.83 $1,934.69 $0.00 $18,701.52
Total $503,004.99 $58,040.55 $0.00 $561,045.54

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Chipley, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS