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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4066 Ramus Crossing , Chipley, FL 32428
$236,400
Est. Payment: $1,198.85/mo
3 Bed
2 Bath
1281 Sqft
Status: active | Days on site: 21
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

This pre-construction homesite offers the opportunity to secure new construction prior to groundbreaking. This property will be developed with the Poppy floorplan and built to current design standards and specifications. Buyers may have the ability to personalize select finishes depending on the stage of construction. Estimated completion timelines and build details available upon request. The Poppy is a thoughtfully designed single-story home featuring three bedrooms and two bathrooms, offering an ideal layout for modern living. From the moment you step inside, a long, welcoming foyer creates a sense of privacy and flow, leading guests seamlessly into the heart of the home. At the center of the Poppy is a bright open-concept living area that connects the kitchen, dining, and living spaces--perfect for everyday living and entertaining. The kitchen features a spacious island, ideal for casual meals, meal prep, or gathering with family and friends. A rear kitchen counter with a built-in stove and overhead microwave keeps the workspace efficient while maintaining a clean, streamlined look. Just off the kitchen, the laundry room is conveniently located, providing easy access without interrupting the main living areas. Two secondary bedrooms are positioned near a shared full bathroom, making them perfect for guests, children, or a home office. Tucked away for privacy, the primary suite offers a relaxing retreat at the end of the day. The spacious bedroom includes walk-in closets and an ensuite bathroom designed for comfort, featuring a walk-in shower for a modern, low-maintenance lifestyle. With its functional layout, open design, and smart use of space, the Poppy floor plan is ideal for homeowners seeking a comfortable, stylish, and efficient new construction home.

Highlights

Listed by Pamela K Hawkins , 850-641-7679 DR Horton Realty of Emerald Coast, LLC , 850-660-1701. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.23

Year Built

2026

County

Washington

Area

10 - Washington County

Neighborhood

Sunny Hills

Listing ID

793281

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Main Level Primary, Smart Home, Shower Only, Smart Thermostat, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:irr
Roof:Composition,Shingle
Others:
  • Additional:Patio
Parking Features:Garage,Garage Door Opener
Principal Interest
$1,199
Taxes
$151

Home Price

$236,400

Loan Details

30 yrs
6.528%

Down Payment

20%
$47,280
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,198.85

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,198.85 $150.71 $0.00 $1,349.56
Yearly $14,386.22 $1,808.46 $0.00 $16,194.68
Total $431,586.60 $54,253.80 $0.00 $485,840.40

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Chipley, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS