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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3970 Roseway Ave , Chipley, FL 32428
$28,900
Est. Payment: $146.58/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 34
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Great flat 0.24-acre lot in Sunny Hills! A survey and approved plans are available, making it easy to get started on building your dream home. The approved plans feature a beautiful 3 bedroom, 2.5 bath custom home. The septic permit is in place and partially paid, and the driveway permit has already been paid. A private inspector has also been partially paid, adding even more value and convenience for the next owner. This is a perfect opportunity to build your dream home in a growing, peaceful community or for a builder to get started quickly with much of the legwork already completed. Sunny Hills features multiple lakes and ponds ideal for fishing, as well as an 18-hole golf course. Located just 40 minutes from Panama City Beach and approximately 20 minutes from the airport.

Highlights

Listed by Molly M Shores , 850-624-1448 and MaryAnn Enfinger , 850-832-5263 Overstreet Realty , 850-774-0402. Bay County Association of REALTORS

Property Type

Vacant Land

Lot/Acreage
0.24

County

Washington

Area

10 - Washington County

Neighborhood

Sunny Hills

Listing ID

788909

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:

Exterior Features

Lot Dimensions:82x130
Sewer:Septic Needed
Principal Interest
$147
Taxes
$15

Home Price

$28,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$5,780
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$146.58

Principal

Taxes

Principal Taxes HOA Total
Monthly $146.58 $14.92 $0.00 $161.49
Yearly $1,758.90 $179.00 $0.00 $1,937.90
Total $52,767.12 $5,370.00 $0.00 $58,137.12

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Chipley, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS