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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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0 Elkcam Boulevard , Chipley, FL 32428
$27,950
Est. Payment: $141.76/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 190
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

*** ATTENTION INVESTORS / COMMERCIAL LOT PRICED WAY BELOW COMPARABLE LISTINGS / MOTIVATED SELLER *** Presenting a rare and highly versatile 1-acre commercial parcel located in the growing master-planned community of Sunny Hills, Florida. This property offers exceptional development flexibility thanks to the broad list of permitted commercial uses outlined in the Unit 8 Covenants & Restrictions. Among these opportunities, one of the most compelling is the allowance for multi-family development—including duplexes, townhomes, and apartment-style structures—making this an ideal investment for builders, developers, or portfolio investors seeking to capitalize on residential demand in a rapidly expanding region of Northwest Florida. Positioned within the Sunny Hills commercial district, this parcel sits in a location that supports both residential density and commercial functionality. With power at the street and water service reported available through US Water, the lot offers meaningful development head-start advantages compared to undeveloped raw land. The size, layout, and accessibility of this parcel provide the foundation for a wide range of income-producing structures with the potential for strong long-term value. Sunny Hills is an expansive, unincorporated community in Washington County known for its gently rolling topography, scenic woodlands, freshwater lakes, and a blend of residential and recreational amenities. Located just off Highway 77, Sunny Hills offers direct north-south access between Chipley (10-12 minutes north) and Panama City (25-30 minutes south). Highway 77 is a key commercial and commuter corridor, supporting increasing travel and residential growth through the region—an excellent advantage for any future multi-family or commercial development. The community itself features an 18-hole public golf course, a 44-acre swimming and recreation lake, parks, boat landings, nature areas, and miles of paved roads. Ongoing residential construction continues to bring new homeowners and renters to the area, increasing demand for professional services, retail, and most importantly—quality housing. This trend directly supports the viability of a multi-family development on this parcel. Commercial Zoning Flexibility & Multi-Family Development Potential. According to the Covenants & Restrictions for Unit 8, this parcel benefits from a wide list of approved commercial uses. While the buyer should verify final details independently, permitted uses include various types of businesses, professional offices, service-based enterprises, and mixed-use concepts. However, what sets this lot apart from most commercial parcels is the unique allowance for multi-family housing options. All information concerning lot courtesy of Washington County GIS and Deltona. All info deemed correct but not guaranteed by seller. Buyer to do their own due diligence to determine if lot is suitable for their business/investment plans. ***Seller is a licensed Florida real estate agent. ***

Highlights

Listed by LARS E Langlo , 334-648-5395 EXP Realty LLC , 888-883-8509. Bay County Association of REALTORS

Property Type

Vacant Land

Lot/Acreage
1.02

County

Washington

Area

10 - Washington County

Neighborhood

Sunny Hills

Listing ID

781978

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:
Water:Community/Coop

Exterior Features

Sewer:Septic Needed
Principal Interest
$142
Taxes
$18

Home Price

$27,950

Loan Details

30 yrs
6.529%

Down Payment

20%
$5,590
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$141.76

Principal

Taxes

Principal Taxes HOA Total
Monthly $141.76 $17.82 $0.00 $159.58
Yearly $1,701.09 $213.82 $0.00 $1,914.90
Total $51,032.57 $6,414.53 $0.00 $57,447.09

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Chipley, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS