Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

20 Lot Hemlock Cir , Chipley, FL 32428
$19,000
Est. Payment: $96.35/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 1
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

Love golf? Dream of building your home near the golf course without the burden of expensive HOA fees? This .369-acre lot in the desirable Sunny Hills community is the perfect opportunity! Conveniently located in close proximity to the golf course, you'll enjoy easy access to the fairways while still having plenty of room to create your ideal Florida retreat. Beyond the beautifully maintained greens, Sunny Hills offers an abundance of outdoor recreation with numerous crystal-clear lakes featuring white sandy beaches. Spend your days swimming, boating, fishing, or simply soaking up the peaceful surroundings that make this community a hidden gem in Northwest Florida. Looking for a beach day? The sugar-white sands and emerald waters of Panama City Beach are approximately 45 minutes away. You'll also be about 45 minutes from Northwest Florida Beaches International Airport and Pier Park, providing convenient access to shopping, dining, entertainment, and travel. Everyday necessities, medical facilities, and local shopping in Chipley are just 20 miles away. Whether you're planning to build your dream home, a vacation getaway, or secure an investment for the future, this homesite offers the perfect blend of golf, recreation, and small-town charm. Electric and water are on the frontage of the property Build your future in Sunny Hills and start enjoying the Florida lifestyle you've been dreaming about!

Highlights

Listed by Tina N Marsh , 850-974-5016 Keller Williams Realty FWB , 850-226-6323. Emerald Coast Multiple Listing Services

Property Type

Vacant Land

Lot/Acreage
0.37

County

Washington

Area

30 - Other Counties

Neighborhood

Sunny Hills Unit 6

Listing ID

1004305

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:

Exterior Features

Lot:Interior,Irregular,Restrictions,Wooded,Build To Suit
Lot Dimensions:Irregular
Zoning:Resid Single Family
Principal Interest
$96
Taxes
$12

Home Price

$19,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$3,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$96.35

Principal

Taxes

Principal Taxes HOA Total
Monthly $96.35 $12.11 $0.00 $108.47
Yearly $1,156.25 $145.35 $0.00 $1,301.60
Total $34,687.59 $4,360.50 $0.00 $39,048.09

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Chipley, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

© 2026 Emerald Coast Multiple Listing Services