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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4541 Hancock Ct , Chipley, FL 32428
$325,000
Est. Payment: $1,795.58/mo
3 Bed
2 Bath
1705 Sqft
Status: Active | Days on site: 34
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Harrison Lilly Team
Owner/Operator

House Description

Wake up to peaceful lake views and enjoy a home where the setting is just as inviting as the spaces inside. Situated along Watering Lake in the Sunny Hills community, this updated 3-bedroom, 2-bath block home offers 1,776 square feet with an open layout designed for comfortable everyday living and easy entertaining. Fresh paint and new wood-look luxury vinyl plank flooring give the interior a clean, updated feel, while the kitchen opens naturally to the main living and dining areas. A separate den/flex room adds valuable versatility, creating the perfect spot for a home office, playroom, hobby space, or second living area. Both bathrooms feature beautifully tiled showers, and the split-bedroom design provides added privacy. Spend quiet mornings in the sunroom overlooking the water, step outside onto the deck to relax and enjoy the view, or take advantage of the fully powered workshop for projects, storage, and outdoor gear. Fruit trees and flowering plants add character to the property and complement the tranquil lakefront surroundings. When you're ready to get out and explore, Sunny Hills offers nearby access to Boat Lake, Sunny Hills Golf Club, a playground, basketball court, skate park, and library. Enjoy the peaceful surroundings of Watering Lake while remaining within driving distance of downtown Chipley and Panama City. A wonderful opportunity for anyone looking for more space, beautiful views, and a little extra room to slow down and enjoy home.

Highlights

Listed by Wheeler Sauls Collective , 850-630-8377 Salty Marlin Realty , 850-615-2406. Emerald Coast Multiple Listing Services

Property Type

Residential

Year Built

1979

County

Washington

Area

30 - Other Counties

Neighborhood

Sunny Hills Sd

Listing ID

1010851

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Microwave, Refrigerator, Smoke Detector, Stove/Oven Electric
Air Cond:Central Air
Fireplaces:
Floor:Floor Vinyl,Floor WW Carpet

Exterior Features

Lot:Level,Within 1/2 Mile to Water,Lake
Lot Dimensions:80x204x63x220
Zoning:Resid Single Family
Others:
  • ▪ Additional:Deck Covered, Fenced Lot-All
Sewer:Public Sewer
Parking Features:Carport Detached,Oversized
Principal Interest
$1,796
Taxes
$207

Home Price

$325,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$65,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,795.58

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,795.58 $207.19 $0.00 $2,002.77
Yearly $21,546.94 $2,486.25 $0.00 $24,033.19
Total $646,408.15 $74,587.50 $0.00 $720,995.65

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Chipley, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T02:54:18.000Z

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