Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from , its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
main property photo 0
main property photo 1
main property photo 2
main property photo 3
main property photo 4
main property photo 5
main property photo 6
main property photo 7
main property photo 8
main property photo 9
main property photo 10
main property photo 11
main property photo 12
main property photo 13
main property photo 14
main property photo 15
main property photo 16
main property photo 17
main property photo 18
main property photo 19
View All (20)
property photo 1
property photo 2
property photo 3
2825 Summer Dr , Chipley, FL 32428
$189,900
Est. Payment: $1,049.17/mo
1.69 Acres
Status: Pending | Days on site: 722
Get Pre-Qualified
C153 - B9767,B12960
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator
View agent profile
Email
Call

House Description

STUNNING WATERFRONT LOT on Spring Lake in Southern Washington County, FL, featuring 150 feet of pristine, sandy beach. The upper area is beautifully shaded by large oak trees, perfect for enjoying warm sunny days. This vacation homesite includes a 24 ft by 48 ft RV port built in 2021, which currently houses a lightly used 48 ft Jayco fifth wheel camper with four slideouts (please note: while the camper is included with the property, it is not part of the sale price). Additionally, there is a storage building located midway to the lakeshore which offers extra seating and dining spaces with lovely views of the water. Don't miss this little slice of paradise!!!
Show more

Highlights

Listed by Amanda O Peel , 850-258-9767 SOUTHERN WAY REALTY, INC. , 850-638-5222. Bay County Association of REALTORS

Property Type

Vacant Land
Lot/Acreage
1.69

County

Washington

Area

10 - Washington County

 Neighborhood

Spring Lakes Estates

Listing ID

763242

Questions about this listing?

Contact Agent

Interior Features

Exterior Features

Lot Dimensions:150 x 550
Principal Interest
$1,049
Taxes
$36

Home Price

$189,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$37,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,049.17

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,049.17 $36.17 $0.00 $1,085.34
Yearly $12,590.04 $434.00 $0.00 $13,024.04
Total $377,701.25 $13,020.00 $0.00 $390,721.25

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Chipley, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS