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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4995 Porter Pond Rd , Chipley, FL 32428
$236,928
Est. Payment: $1,308.99/mo
1 Bed
1 Bath
1234 Sqft
2.39 Acres
Status: Active | Days on site: 52
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CTCRLLC - B0492
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Welcome to your own slice of paradise on beautiful Porter Pond in Washington County, Florida. The studio/efficiency apartment is nestled on more than 2 peaceful acres. This waterfront property offers lake views and the tranquility you've been searching for. Wake up each morning to the beauty of the water, enjoy coffee while watching the sunrise, and unwind each evening surrounded by nature. Whether you're looking for a full-time residence or a weekend getaway, this property provides the perfect setting for peaceful living. With plenty of room to spread out, you'll enjoy privacy, serenity, and endless opportunities for outdoor recreation. Fish, kayak, boat, or simply relax and take in the natural beauty that surrounds you. The 64 x 35 barn is a great area for storage. This property is conveniently located while still feeling worlds away. This is Florida living at its best. Don't miss your opportunity to own this waterfront retreat!
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Highlights

Listed by Sharon Gavin , 850-596-4154 Creek to Coast Realty, LLC , 334-406-1346. Bay County Association of REALTORS

Property Type

Residential
Lot/Acreage
2.39

Year Built

2003

County

Washington

Area

10 - Washington County

 Neighborhood

Porter Pond

Listing ID

793194

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Electric Cooktop, Electric Oven, Electric Water Heater
Air Cond:Ductless
Fireplaces:
Other:
  • ▪ Additional:Upper Level Primary

Exterior Features

Lot Dimensions:Irregular
Zoning:Resid Single Family
Roof:Metal
Principal Interest
$1,309
Taxes
$151

Home Price

$236,928

Loan Details

30 yrs
7.374%

Down Payment

20%
$47,386
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,308.99

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,308.99 $151.04 $0.00 $1,460.03
Yearly $15,707.92 $1,812.50 $0.00 $17,520.42
Total $471,237.51 $54,374.98 $0.00 $525,612.48

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Chipley, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS