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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3989 Dunford Cir , Chipley, FL 32428
$134,000
Est. Payment: $740.33/mo
2 Bed
1 Bath
843 Sqft
0.81 Acres
Status: Active | Days on site: 8
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C121 - B12696
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Looking for an affordable, serene place to call home? This property offers the perfect blend of country charm and privacy, where you can spend your evenings watching deer stroll through the yard. Peace of mind comes naturally with a fenced backyard--ideal for children and pets--along with a versatile 10x10 shed for all your storage needs. Situated on one of the highest elevations in the area, this home sits within the gated Paradise Lakes community, centered around the stunning 210-acre, spring-fed Dunford Lake. Best of all, the incredibly low $100 annual HOA fee grants you exclusive access to the community's private boat launch, dock, covered pavilion, and secure gated entrance. Panama City shopping is 40 minutes away, and the white sands of Panama City Beach is less than an hour!
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Highlights

Listed by Rebecca Allen , 850-326-6865 Florida Showcase Realty, LLC , 850-526-5260. Bay County Association of REALTORS

Property Type

Manufactured Home
Lot/Acreage
0.81

HOA Fee

100 Annually

Year Built

2021

County

Washington

Area

10 - Washington County

 Neighborhood

Paradise Lakes

Listing ID

795683

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Tub Shower, Walk-In Closet(s)

Exterior Features

Lot Dimensions:81.49x277.8x50x153.7x246.1
Zoning:Mobile Home, Resid Single Family
Roof:Composition,Shingle
Others:
  • ▪ Additional:Deck
Parking Features:Circular Driveway,No Garage,Unpaved,Gated
Principal Interest
$740
Taxes
$28
HOA
$100

Home Price

$134,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$26,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$740.33

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $740.33 $27.78 $100.00 $868.11
Yearly $8,883.97 $333.38 $1,200.00 $10,417.35
Total $266,519.05 $10,001.40 $36,000.00 $312,520.45

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Chipley, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-06T23:58:41.000Z

© 2026 Bay County Association of REALTORS