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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3034 Paradise Lakes Rd , Chipley, FL 32428
$400,000
Est. Payment: $2,028.72/mo
3 Bed
2 Bath
1392 Sqft
Status: active | Days on site: 445
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Get your slice of paradise on Paradise Lake Road. This beautiful, custom-built waterfront home on Dunford (Paradise Lakes) Lake is only three years old and sits on just over an acre of land. The 3-bedroom, 2-bathroom residence features hardy board siding, a new roof, custom exterior doors, luxury vinyl plank flooring, custom cabinetry, and glass shower doors--showcasing thoughtful craftsmanship throughout. Enjoy direct access to Dunford Lake, perfect for fishing, kayaking, or relaxing by the water. The property includes its own well and septic system, as well as electric hookups for an office shed ''CURRENT SHED IS NOT INCLUDED'' and RV, making it ideal for extended guests or flexible use. Located in a peaceful country setting on Moss Hill Road, the home is only a 45-minute drive to the World's Most Beautiful Beaches, offering the perfect balance between tranquility and convenience. Whether you're looking for a full-time residence, vacation retreat, or weekend getaway, this move-in-ready home delivers comfort, space, and value. Offered at under $500,000, the seller is motivated and ready to help you make this your next home.

Highlights

Listed by Robert T Britton , 850-501-4045 World Impact Real Estate , 850-225-7000. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
1.14

HOA Fee

Year Built

2022

County

Washington

Area

10 - Washington County

Neighborhood

Paradise Lakes

Listing ID

771587

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Water Softener Owned
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot Dimensions:0x0
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • Additional:Patio
Parking Features:Gated,No Garage,RV Access/Parking,Unpaved
Principal Interest
$2,029
Taxes
$212
HOA
$0

Home Price

$400,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$80,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,028.72

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,028.72 $212.08 $0.00 $2,240.81
Yearly $24,344.69 $2,545.00 $0.00 $26,889.69
Total $730,340.83 $76,350.00 $0.00 $806,690.83

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Chipley, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS