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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2924 Paradise Lakes Rd , Chipley, FL 32428
$399,900
Est. Payment: $2,209.39/mo
4 Bed
3 Bath
1765 Sqft
1.88 Acres
Status: Active | Days on site: 5
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Harrison Lilly Team
Owner/Operator

House Description

LAKEFRONT LIVING in the gated Paradise Lakes community! Nestled on a beautifully landscaped double lot overlooking the peaceful waters of Dunford Lake, this 4-bedroom, 3-bath home offers the perfect setting to relax, entertain, and enjoy lake life. The community features underground utilities and a neighborhood boat ramp conveniently located just a few lots away. Designed to take advantage of the beautiful surroundings, the home features a combination of covered, screened, and open porches along with an open deck tucked among the trees and connected by outdoor walkways. Whether enjoying your morning coffee, entertaining friends, or unwinding at the end of the day, there are plenty of spaces to take in the serene lake views and natural setting. Inside, the open floor plan offers three bedrooms and two baths upstairs with an additional bedroom and full bath downstairs. The dining / living room features a vaulted ceiling and fireplace, and the eat-in kitchen includes a breakfast bar, solid-surface countertops, pantry, and stainless steel appliances. The primary suite offers a walk-in closet, adjoining bath, and direct balcony access through a sliding glass door. Three of the four bedrooms enjoy views of the lake, and the split-bedroom floor plan provides added privacy. Downstairs provides additional flexibility with extra living and storage space, a separate storage room, and access to the two-car garage, which offers more possibilities depending on your needs. Additional features include a whole-house generator, updated windows and slider doors, and beautiful landscaping. Surrounded by mature landscaping in a peaceful neighborhood, this lakefront property offers space, privacy, beautiful views, and convenient access to the water. Come experience the tranquility of Dunford Lake and make this special property your next home!

Highlights

Listed by Kelli White Garrett , 850-819-6423 CENTURY 21 Commander Realty , 850-769-8326. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
1.88

HOA Fee

200 Annually

Year Built

1985

County

Washington

Area

10 - Washington County

Neighborhood

Paradise Lakes

Listing ID

795060

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:Electric
Other:
  • ▪ Additional:Interior Steps, Main Level Primary, Tub Shower, Walk-In Closet(s), Storage

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:244x670
Roof:Composition,Shingle
Others:
  • ▪ Additional:Deck, Porch
Principal Interest
$2,209
Taxes
$296
HOA
$200

Home Price

$399,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$79,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,209.39

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,209.39 $296.15 $200.00 $2,705.54
Yearly $26,512.68 $3,553.79 $2,400.00 $32,466.47
Total $795,380.36 $106,613.70 $72,000.00 $973,994.06

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Chipley, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-06T23:58:41.000Z

© 2026 Bay County Association of REALTORS